• BSN CLASSIC CREDIT CARD
    Convenience at your fingertips

    Benefits

    • Finance Charge as low as 11% p.a.
    • No Annual Fee
    • BSN Merchant Privileges
    • Worldwide Acceptance and Cash Advances 
    • Payment Convenience
    • Credit Limit Increase
    • BSN Balance Transfer Programme
    • BSN EasyCash Plan
    • BSN Instalment-Pay Plan
    • BSN 0% EasyPay Plan (EPP)
    • BSN Happy Rewards Programme
    • BSN Autobilling 

    • Credit Shield & Bereavement
    • BSN Auto Balance Conversion Programme
    Apply Now
    BSN CLASSIC CREDIT CARD
    Convenience at your fingertips

    Benefits

    • Finance Charge as low as 11% p.a.
    • No Annual Fee
    • BSN Merchant Privileges
    • Worldwide Acceptance and Cash Advances 
    • Payment Convenience
    • Credit Limit Increase
    • BSN Balance Transfer Programme
    • BSN EasyCash Plan
    • BSN Instalment-Pay Plan
    • BSN 0% EasyPay Plan (EPP)
    • BSN Happy Rewards Programme
    • BSN Autobilling 

    • Credit Shield & Bereavement
    • BSN Auto Balance Conversion Programme
    Apply Now

Enjoy added convenience with BSN Visa Classic or BSN Mastercard Classic Credit Card.

SAVINGS

  • Low Finance Charge
    Enjoy a low finance charge of only 11% p.a. (for Government Servants) and 13.5% p.a. (for Private Sector) when you promptly settle at least your minimum payment due for 12 consecutive months.
  • No Annual Fee
    Enjoy lifetime annual fee waiver for Principal and Supplementary Cards with no conditions attached.

REWARDS

  • FREE Supplementary Card
    Share the benefits of your card with your loved ones by adding them as a supplementary cardholder (extended to your spouse and children who are 18 years and above).
    Download Supplementary Card form here.
  • BSN Merchant Privileges
    Enjoy special discounts and offers from dining and shopping to travel treats at selected merchants. For the lastest promotions and offers, click here

PRIVILEGES

  • Worldwide Acceptance and Cash Advance
    Use it at over 29 million establishments and over 1 million ATMs worldwide.

SUPPLEMENTARY CARD

  • Share the benefits of your Classic Credit Card with your loved ones by giving them a supplementary card today.
  • You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family, who are 18 years and above).
  • Download Supplementary Card form here.

REQUIREMENTS

ELIGIBILITY

  • Minimum Income: RM24,000 p.a.
  • Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old
  • Citizenship: Malaysia

Documents

Government Servant

  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 1 month payslip OR Employee Confirmation Letter (For Army and Police personnel, please attach a copy of Authority Card)

Private Sector Employee

  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 3 months payslip/latest EPF Statement/EA Form/BE Form
  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 6 months company's bank statement
    AND
    latest B Form with official tax receipt for the latest two years 
  • Copy of Form 9, 24, & 49 OR Business Registration Certificate
  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 6 months commission statement/Annual commission statement
    OR
    EA Form/BE Form with official tax receipt

Note:
In place of proof of income, you can pledge your Sijil Simpanan Premium (SSP) or BSN Term Deposit. The minimum pledge amount is RM4,000 and may vary subject to the card types. The application will be subject to approval and the Bank shall determine the approved credit limit at its sole discretion. A stamp duty of RM5 per every RM1,000 approved credit limit will be imposed and charged to your credit card account.

OTHER BENEFITS & PRIVILEGES

Credit Limit Increase

Need a higher credit limit for better financial flexibility? Apply for Credit Limit Increase on your BSN Credit Card today!

Learn More

Balance Transfer Programme

Transfer your outstanding balances from other credit cards to your BSN Credit Card and enjoy lower interest rates.

Learn More

BSN EasyCash Plan

With BSN EasyCash, you can now access cash from your BSN Credit Card at 0% interest.

Learn More

BSN Instalment-Pay-Plan

Buy just about anything your heart desires and convert your purchases into affordable monthly instalments with BSN Instalment-Pay-Plan.

Learn More

BSN 0% EasyPay Plan (EPP)

 Enjoy interest-free instalment payments of up to 36 months when you use your BSN Credit Card at our participating merchants.

Learn More

BSN Happy Rewards Programme

A loyalty programme that truly rewards you, every time you spend with your BSN Credit Card.

Learn More

BSN Autobilling

BSN Autobilling is an automatic bill payment facility that automatically pays your bills every month with your BSN Credit Card.

Learn More

Auto Balance Conversion Programme

Pay off your outstanding credit card balances in smaller instalments at a lower rate of 13% interest rate.

Learn More

Don't Worry Credit Shield and Don't Worry Bereavement

 We all know that life is full of surprises. Here’s how to make life easier for your family should anything happen to you.

Learn More

NOTES:

Terms & Conditions apply 

APPLY NOW

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Visit our nearest branch for more information OR download our Application Form HERE.

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