BSN BALANCE TRANSFER PROGRAMMETransfer your balances from other credit card to your BSN Credit CardBenefitsÂ
Apply Now- Flexible plans to suit your needs
- Longer payment period of up to 48 months
- Transfer up to 80% of your available credit limit
- Consolidate your other credit card accounts into ONE statement
- Payment convenience via myBSN, BSN Branch or BSN ATM / CDM nationwide
BSN BALANCE TRANSFER PROGRAMMETransfer your balances from other credit card to your BSN Credit CardBenefitsÂ
Apply Now- Flexible plans to suit your needs
- Longer payment period of up to 48 months
- Transfer up to 80% of your available credit limit
- Consolidate your other credit card accounts into ONE statement
- Payment convenience via myBSN, BSN Branch or BSN ATM / CDM nationwide
Manage your finances the smarter way by consolidating your other bank’s credit card outstanding balances to your BSN Credit Card. It’s time to let BSN Balance Transfer help you save more with our lower rates.
WHO CAN APPLY?
- Principal Cardmembers of BSN Credit Cards
BSN BALANCE TRANSFER PLAN
Tenure | Interest Rate | Fee Rate* | Minimum Transfer Amount |
| 6 months | 0% | 1.99% | 500 |
| 12 months | 0% | 3.99% | 500 |
| 24 months | 3.99% | - | 1,000 |
| 36 months | 3.99% | - | 2,000 |
| 48 months | 4.99% | - | 3,000 |
*The Fee Rate (One-Off Charge) will be charged upfront on the approved amount for 6-month and 12-month tenure and will be billed to the Cardmember’s Account in the following Monthly Statement upon BSN’s approval of the Cardmember's application. The charges are subject to 8% Sales and Service Tax (SST).
Let BSN Balance Transfer help you save on interest.Â
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Disclaimer:
- This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.
- The calculation for the total of One-Off Charge for 6-month and 12-month tenures excludes the 8% Sales and Service Tax (SST).
SAVINGS TABLE
| Tenure (Month) | Interest Rate (% p.a.) | Fee Rate % (One-off charge)* | Balance Transfer from other bank credit cards (RM) | Interest Rate at 17.5% p.a. (RM) | Interest Rate with BSN Balance Transfer (RM) | You Save (RM) |
| 6 | 0.00% | 1.99% | 500.00 | 44.41 | 9.95 | 34.46 |
| 2,000.00 | 602.63 | 39.80 | 562.83 | |||
| 5,000.00 | 1,837.97 | 99.50 | 1,738.47 | |||
| 12 | 0.00% | 3.99% | 500.00 | 190.96 | 19.95 | 171.01 |
| 2,000.00 | 602.63 | 79.80 | 522.83 | |||
| 5,000.00 | 1,837.97 | 199.50 | 1,638.47 | |||
| 24 | 3.99% | - | 1,000.00 | 190.96 | 79.80 | 111.16 |
| 2,000.00 | 602.63 | 159.60 | 443.03 | |||
| 5,000.00 | 1,837.97 | 399.00 | 1,438.97 | |||
| 36 | 3.99% | - | 2,000.00 | 602.63 | 239.40 | 363.23 |
| 5,000.00 | 1,837.97 | 598.50 | 1,239.47 | |||
| 10,000.00 | 3,896.83 | 1,197.00 | 2,699.83 | |||
| 48 | 4.99% | - | 3,000.00 | 1,014.42 | 598.80 | 415.62 |
| 5,000.00 | 1,837.97 | 998.00 | 839.97 | |||
| 10,000.00 | 3,896.83 | 1,996.00 | 1,900.83 |
NOTES:
- Interest Rate at 17.5% p.a. is calculated based on 5% minimum monthly payment and no additional new transaction until end of tenure.
- View Product Disclosure Sheet.
- View product FAQs.
- Terms & Conditions apply.
- Apply for a BSN Credit Card here.
HOW TO APPLY
Download and complete the BSN Balance Transfer Application Form and submit the form via:
 | email: cards_qa@bsn.com.my |
| or | |
 | any BSN Branch |
APPLY NOW
Visit our branch
Visit our nearest branch for more information OR download our application form HERE.
