BSN-AIAFAM VISA PLATINUM CREDIT CARDLife is always better hereBenefits
Apply Now- No Annual Fee
- 0.8% Cash Back OR Zero Interest Plan (ZIP) for Life Insurance Premium exceeding RM601
- 0.4% Cash Back on Retail Spending
- FREE Supplementary Card
- Global Privileges
- Credit Limit Increase
- BSN Balance Transfer Programme
- Credit Shield & Bereavement
- BSN EasyCash PlanÂ
- BSN Instalment-Pay Plan
- BSN 0% EasyPay Plan (EPP)
- BSN Autobilling
- BSN Auto Balance Conversion Programme
- RM25 Service Tax Rebate for new Credit Cardmembers for the first year**
**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.
BSN-AIAFAM VISA PLATINUM CREDIT CARDLife is always better hereBenefits
Apply Now- No Annual Fee
- 0.8% Cash Back OR Zero Interest Plan (ZIP) for Life Insurance Premium exceeding RM601
- 0.4% Cash Back on Retail Spending
- FREE Supplementary Card
- Global Privileges
- Credit Limit Increase
- BSN Balance Transfer Programme
- Credit Shield & Bereavement
- BSN EasyCash PlanÂ
- BSN Instalment-Pay Plan
- BSN 0% EasyPay Plan (EPP)
- BSN Autobilling
- BSN Auto Balance Conversion Programme
- RM25 Service Tax Rebate for new Credit Cardmembers for the first year**
**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.
Life gets even better for AIAFAM members and policyholders. BSN-AIAFAM Visa Platinum Credit Card is designed to reward you with financial flexibility, superior savings and exclusive privileges.
INDULGE IN A WORLD OF PLATINUM PRIVILEGES
Complimentary Travel Accident Insurance Coverage And Inconvenience Benefits
Automatic insurance coverage of up to RM300,000 when you charge your full travel fares to your BSN-AIAFAM Visa Platinum. You will also be covered for any inconvenience due to flight delays, lost luggage or missed connections.
Up to | |
Lost Luggage (more than 48 hours) | RM2,000 |
Delayed Luggage (more than 6 hours) | RM2,000 |
Flight Delay (more than 6 hours) | RM600 |
Missed Connection (more than 4 hours) | RM600 |
     * Subject to terms and conditions of insurance policy.
Safer Online Shopping
Have peace of mind when you shop online using your BSN-AIAFAM Visa Platinum. When making payment for online purchases, you will be required to enter a BSN Online Secured Shopping (BOSS) code to complete the transaction. The BOSS Code will be sent to your registered mobile phone number with BSN at no cost.
| BSN Merchant Privileges | Enjoy special discounts and offers from dining, shopping to travel treats at selected merchants. For the latest promotions and offers, click here. |
| Worldwide Acceptance & Cash Advances | BSN-AIAFAM Visa Platinum is accepted worldwide and gives you easy access to cash via a large network of Visa and PLUS ATMs. |
| Credit Card Platinum Care Line | Our Credit Card Platinum Care Line is available to assist you on your lost or stolen card and attend to all your enquiries. Just call us at 1800 22 0800. |
0.8% Cash Back on AIAFAM Life Annual Premium Transactions* OR; 12 Months Zero Interest Plan (ZIP)** | Enjoy 0.8% Cash Back by charging your AIAFAM Life Annual premium  transaction to your AIAFAM-BSN Visa Platinum Business Credit Card. OR; Convert your AIAFAM Life insurance premium payments into a 12-month Zero Interest Plan with no hidden charges. *For non-Zero Interest Plan transactions. |
0.4% Cash Back on Retail Spending | Spend with your AIAFAM-BSN Visa Platinum Business Credit Card and receive 0.4% Cash Back on all retail transactions, locally as well as abroad (excluding AIAFAM Insurance Premium transactions under 12 months Zero Interest Plan Programme 0.8% Cash Back Programme). |
No Annual Fee for Life | Annual fees waived for life with no conditions attached a privilege extended also to your Supplementary Cardmember. |
BSN Balance Transfer Programme | Enjoy 0% interest up to 12 months when you transfer your balances from other credit cards to you AIAFAM-BSN Visa Platinum Business Credit Card today. |
BSN Instalment Pay Plan | Buy anything, anywhere and convert your purchase into affordable interest-free installments with a one-time low upfront fee, with just one phone call. |
BSN EasyCash | Access cash from your AIAFAM-BSN Visa Platinum Business Credit Card at a low interest rate with quick approval that credit cash into your specified banking account. Find out more about BSN EasyCash. |
| Online |
(You are required to register as a myBSN Internet Banking user.) |
| BSN Branches / ATMs / CDMs | Pay by cash or cheque through Cash Deposit Machines (CDM) or Automated Teller Machines (ATM) or over Bank’s counter at any BSN branch nationwide. |
| Interbank GIRO | Transfer funds from any participating banks. |
SUPPLEMENTARY CARD
- Share the benefits of your Platinum Credit Card with your loved ones by giving them a supplementary card today.
- You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family, who are 18 years and above).
- Download Supplementary Card form here.
REQUIREMENTS
ELIGIBILITY
- Eligible AIAFAM members and policyholders
- Minimum income: RM32,000 p.a.
- Minimum Age:Â Principal Card - 21 years old / Supplementary Card - 18 years old
- Citizenship: Malaysia
Documents
Government Servant
- Copy of NRIC (both sides) including Supplementary Applicant (if any)
- Copy of latest 1 month payslip OR Employee Confirmation Letter (For Army and Police personnel, please attach a copy of Authority Card)
Private Sector Employee
- Copy of NRIC (both sides) including Supplementary Applicant (if any)
- Copy of latest 3 months payslip/latest EPF Statement/EA Form/BE Form
- Copy of NRIC (both sides) including Supplementary Applicant (if any)
- Copy of latest 6 months company's bank statement
AND
latest B Form with official tax receipt for the latest two years - Copy of Form 9, 24, & 49 OR Business Registration Certificate
- Copy of NRIC (both sides) including Supplementary Applicant (if any)
- Copy of latest 6 months commission statement/Annual commission statement
OR
EA Form/BE Form with official tax receipt
OTHER BENEFITS & PRIVILEGES
Credit Limit Increase
Need a higher credit limit for better financial flexibility? Apply for Credit Limit Increase on your BSN Credit Card today!
Balance Transfer Programme
Transfer your outstanding balances from other credit cards to your BSN Credit Card and enjoy lower interest rates.
BSN EasyCash Plan
With BSN EasyCash, you can now access cash from your BSN Credit Card at 0% interest.
BSN Instalment-Pay Plan
Buy just about anything your heart desires and convert your purchases into affordable monthly instalments with BSN Instalment-Pay Plan.
BSN 0% EasyPay Plan (EPP)
 Enjoy interest-free instalment payments of up to 36 months when you use your BSN Credit Card at our participating merchants.
BSN Autobilling
BSN Autobilling is an automatic bill payment facility that automatically pays your bills every month with your BSN Credit Card.
Auto Balance Conversion Programme
Pay off your outstanding credit card balances in smaller instalments at a lower rate of 13% interest rate.
Don't Worry Credit Shield and Don't Worry Bereavement
 We all know that life is full of surprises. Here’s how to make life easier for your family should anything happen to you.
NOTES:
- View Product Disclosure Sheet.
- View Credit Card Agreement.
- View BSN-AIAFAM Visa Platinum Cardholder Agreement.
- View all product FAQs.
- Download Credit Card Application Form.Â
Terms & Conditions apply
APPLY NOW
Visit our branch
Visit our nearest branch for more information
OR download our Application Form HERE.
