• SEMARAK
    Restore your business capabilities

    Features

    • Loan Purpose: Working Capital and Capital Expenditure
    • Loan Amount: Up to RM50,000
    • Loan Tenure: Up to 5.5 years including a moratorium period of 6 months on monthly instalment
    APPLY NOW
    SEMARAK
    Restore your business capabilities

    Features

    • Loan Purpose: Working Capital and Capital Expenditure
    • Loan Amount: Up to RM50,000
    • Loan Tenure: Up to 5.5 years including a moratorium period of 6 months on monthly instalment
    APPLY NOW

BSN Micro Semarak is a micro loan facility under the Semarak Niaga Keluarga Malaysia (SemarakNiaga) Programme which is offered to the micro enterprises aimed to provide assistance and to support the businesses.

ELIGIBILITY

  • Micro enterprises (Sole Proprietorship/ Partnership/ Private Limited).
  • Self-employed including professionals (Accountant, Doctor, Lawyer).

  • Malaysian owned business.
  • Business registered with Companies Commission of Malaysia (CCM)/ Local Authority (LA)/ Professional Body/ Agency (for professionals only).
  • Business has been in operation for at least 6 months.

RATES

  • 4.00% p.a.

Required Documents

A valid Business Registration certificate with Companies Commission of Malaysia (CCM)/ Business License with Local Authority (LA)/ Professional body registration and certificate of practice (for professionals only).
A copy of Identification Card of Proprietor/ Partners/ all Directors/ Shareholders/ Guarantors (if any).

Latest three (3) months of Bank Account Statement.

A copy of electricity and water bills of the business premises.

Any supporting documents as required by the Bank.

HOW DO I APPLY?

NOTES:

Visit our branch

Visit our nearest Business Financing Centre for more information
 OR download our Application Form HERE.