CONVERSION OF BSN ISLAMIC CREDIT CARD SHARIAH CONCEPT

Dear valued customers,

All active BSN Islamic Credit Card (“Credit Card-i”) based on the Shariah contract of Ujrah will be converted to the Shariah concept of Tawarruq effective 21 June 2025 (“Effective Date”).

The Credit Card-i involved are as follows:

  • BSN Al-Aiman Visa/Mastercard Classic Credit Card
  • BSN Al-Aiman Visa/Mastercard Gold Credit Card
  • BSN Al-Aiman Visa/Mastercard Platinum Credit Card
  • BSN-Teachers Al-Aiman Gold Credit Card
  • BSN G-Card Al-Aiman Visa Credit Card
  • BSN-UUM Al-Aiman Mastercard Gold Credit Card
  • BSN-UUM Al-Aiman Mastercard Platinum Credit Card
  • BSN Visa Corporate Card-i

Click here to view the frequently asked questions on this conversion exercise.

By continuing to maintain and use the Credit Card-i after the Effective Date, the customer agrees to the terms and conditions here including the appointment of BSN as the agent to execute the Tawarruq transaction.

If customers disagree with this conversion exercise and decide to opt-out, please email customercare@bsn.com.my before the Effective Date to request for Credit Card-i cancellation and fully settle the outstanding balance including the management fee.

The conversion exercise will also apply to BSN Islamic Credit Cardholders with a Debt Management Programme under Agensi Kaunseling dan Pengurusan Kredit (AKPK).

We shall communicate the revised effective date of the conversion exercise via notice through BSN’s official website.


Thank you.

30 April 2025