• Great savings for great teachers
    BSN-TEACHERS AL-AIMAN MASTERCARD GOLD CREDIT CARD

    Benefits

    • Management Fee as low as 8.88% p.a.
    • Non-compunding Charges
    • No Annual Fee
    • BSN Happy Privileges 
    • YGMB Membership Registration Fee Waiver
    • Worldwide Acceptance and Cash Advances 
    • Payment Convenience 
    • Complimentary Travel Accident & Inconvenience Benefits
    • Facility Limit Increase
    • BSN Balance Transfer Programme
    • BSN EasyCash Plan
    • BSN Instalment-Pay Plan
    • BSN 0% EasyPay Plan (EPP)
    • BSN Happy Rewards Programme
    • BSN Autobilling 

    • BSN Credit Card-i Protector
    • BSN Auto Balance Conversion Programme
    Apply Now
    Great savings for great teachers
    BSN-TEACHERS AL-AIMAN MASTERCARD GOLD CREDIT CARD

    Benefits

    • Management Fee as low as 8.88% p.a.
    • Non-compunding Charges
    • No Annual Fee
    • BSN Happy Privileges 
    • YGMB Membership Registration Fee Waiver
    • Worldwide Acceptance and Cash Advances 
    • Payment Convenience 
    • Complimentary Travel Accident & Inconvenience Benefits
    • Facility Limit Increase
    • BSN Balance Transfer Programme
    • BSN EasyCash Plan
    • BSN Instalment-Pay Plan
    • BSN 0% EasyPay Plan (EPP)
    • BSN Happy Rewards Programme
    • BSN Autobilling 

    • BSN Credit Card-i Protector
    • BSN Auto Balance Conversion Programme
    Apply Now

The BSN-Teachers Al-Aiman Mastercard Gold Credit Card promises great savings with management fee as low as 8.88% p.a. This unique card also comes with other exclusive privileges reserved just for teachers. 

SHARIAH CONTRACT

  • This is a Shariah-compliant credit card issued under Shariah contract of Ujrah and Qard. Ujrah is a fee or payment for the utilisation of facilities by the Cardmember to the bank.
    Qard refers to a contract of lending money by a lender to a borrower where the latter is bound to repay an equivalent replacement amount to the lender

SAVINGS

  • Management Fee as low as 8.88% p.a.
    Enjoy rates as low as 8.88% p.a. when you promptly settle at least your minimum payment due for 12 consecutive months. The lower your rate, the lower your charges will be.
  • Non-Compounding Charges
    Save more with non-compounding charges every month.
  • No Annual Fee for Life
    There are no annual fees for both principal and supplementary cards with no conditions attached.

REWARDS

    • FREE Supplementary Card
      Share the benefits of your card with your loved ones by adding them as a supplementary cardholder (extended to your spouse and children who are 18 years and above).
      Download Supplementary Card form here.
    • Happy Points Redemption
      Redeem accumulated Happy Points for Enrich Points,  BIG Points, exciting gifts, retail vouchers and so much more.
    • BSN Merchant Privileges
      Enjoy special discounts and offers from dining, shopping to travel treats at selected merchants. For the lastest promotions and offers, click here.

    PRIVILEGES

    • Worldwide Acceptance and Cash Advances
      Shop and dine at over 29 million establishments worldwide or withdraw cash at over 1 million ATMs.
    • YGMB Membership Registration Fee Waiver 
      BSN-Teachers Mastercard Gold CardMembers who apply to become a member with YGMB will enjoy RM10 waiver on their YGMB membership registration fee.
    • Complimentary Travel Accident & Inconvenience Benefits 
      Enjoy automatic insurance coverage of up to RM100,000 when you charge your full travel fares to your BSN-Teachers Al-Aiman Credit Card. You will also be covered for any inconvenience as follows:

    Up To

    Lost Luggage (more than 48 hours)

    RM1,600

    Delayed Luggage (more than 6 hours)

    RM1,600

    Flight Delay (more than 6 hours)

    RM600

    Missed Connection (more than 4 hours)

    RM600

    *Subject to policy terms & conditions.

    REQUIREMENTS

    ELIGIBILITY

    • Teachers and employees under the Ministry of Education, Malaysia / Lecturers in approved Public / Private Institutions of Higher Education / Teachers of MARA Junior Science College (MRSM).
    • Minimum income: RM24,000 p.a.
    • Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old

    Documents

    • Copy of NRIC (front and back) including applicant(s) for Supplementary Card, if any
    • Copy of latest 1 month salary slip
    • Copy of NRIC (front and back) including applicant(s) for Supplementary Card, if any
    • Copies of latest 2 month salary slip OR Latest EPF statement OR Form EA OR Form B with official tax payment receipt.

    OTHER BENEFITS & PRIVILEGES

    Facility Limit Increase

    Need a higher facility limit for better financial flexibility? Apply for Facility Limit Increase on your BSN Credit Card-i today!

    Learn More

    Balance Transfer Programme

    Transfer your outstanding balances from other credit cards to your BSN Credit Card-i and enjoy lower profit rates.

    Learn More

    BSN EasyCash Plan

    With BSN EasyCash, you can now access cash from your BSN Credit Card-i at 0% management fee.

    Learn More

    BSN Instalment-Pay-Plan

    Buy just about anything your heart desires and convert your purchases into affordable monthly instalments with BSN Instalment-Pay-Plan.

    Learn More

    BSN 0% EasyPay Plan (EPP)

    Enjoy instalment payments of up to 36 months without any management fees when you use your BSN Credit Card-i at our participating merchants.

    Learn More

    BSN Happy Rewards Programme

    A loyalty programme that truly rewards you, every time you spend with your BSN Credit Card-i.

    Learn More

    BSN Autobilling

    BSN Autobilling is an automatic bill payment facility that automatically pays your bills every month with your BSN Credit Card-i.

    Learn More

    Auto Balance Conversion Programme

    Pay off your outstanding credit card balances in smaller instalments at a lower rate of 13% management fee.

    Learn More

    BSN Credit Card-i Protector

     We all know that life is full of surprises. Here’s how to make life easier for your family should anything happen to you.

    Learn More

    NOTES:

    Terms & Conditions apply 

    APPLY NOW

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