Benefits

BSN EasyCash Plan
BSN Instalment-Pay Plan
BSN 0% EasyPay Plan (EPP)
BSN Happy Rewards Programme
BSN Autobilling
BSN Credit Card-i Protector
BSN Auto Balance Conversion Programme
RM25 Service Tax Rebate for new Credit Cardmembers for the first year**

**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.

BSN-TEACHERS AL-AIMAN MASTERCARD GOLD CREDIT CARD

Great savings for great teachers

BSN EasyCash Plan
BSN Instalment-Pay Plan
BSN 0% EasyPay Plan (EPP)
BSN Happy Rewards Programme
BSN Autobilling
BSN Credit Card-i Protector
BSN Auto Balance Conversion Programme
RM25 Service Tax Rebate for new Credit Cardmembers for the first year**

**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.

The BSN-Teachers Al-Aiman Mastercard Gold Credit Card promises great savings with management fee as low as 8.88% p.a. This unique card also comes with other exclusive privileges reserved just for teachers.

This is a Shariah-compliant credit card issued under Shariah contract of Ujrah and Qard. Ujrah is a fee or payment for the utilisation of facilities by the Cardmember to the bank.
Qard refers to a contract of lending money by a lender to a borrower where the latter is bound to repay an equivalent replacement amount to the lender

Management Fee as low as 8.88% p.a.
Enjoy rates as low as 8.88% p.a. when you promptly settle at least your minimum payment due for 12 consecutive months. The lower your rate, the lower your charges will be.
Non-Compounding Charges
Save more with non-compounding charges every month.
No Annual Fee for Life
There are no annual fees for both principal and supplementary cards with no conditions attached.

FREE Supplementary Card
Share the benefits of your card with your loved ones by adding them as a supplementary cardholder (extended to your spouse and children who are 18 years and above).
Download Supplementary Card form here.

Happy Points Redemption
Redeem accumulated Happy Points for Enrich Points, BIG Points, exciting gifts, retail vouchers and so much more.
BSN Merchant Privileges
Enjoy special discounts and offers from dining, shopping to travel treats at selected merchants. For the lastest promotions and offers, click here.

Worldwide Acceptance and Cash Advances
Shop and dine at over 29 million establishments worldwide or withdraw cash at over 1 million ATMs.
YGMB Membership Registration Fee Waiver
BSN-Teachers Mastercard Gold CardMembers who apply to become a member with YGMB will enjoy RM10 waiver on their YGMB membership registration fee.
Complimentary Travel Accident & Inconvenience Benefits
Enjoy automatic insurance coverage of up to RM100,000 when you charge your full travel fares to your BSN-Teachers Al-Aiman Credit Card. You will also be covered for any inconvenience as follows:

	Up To
Lost Luggage (more than 48 hours)	_RM1,600
Delayed Luggage (more than 6 hours)	_RM1,600
Flight Delay (more than 6 hours)	_RM600
Missed Connection (more than 4 hours)	_RM600

*Subject to policy terms & conditions.

Teachers and employees under the Ministry of Education, Malaysia / Lecturers in approved Public / Private Institutions of Higher Education / Teachers of MARA Junior Science College (MRSM).
Minimum income: RM24,000 p.a.
Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old

Copy of NRIC (front and back) including applicant(s) for Supplementary Card, if any
Copy of latest 1 month salary slip

Copy of NRIC (front and back) including applicant(s) for Supplementary Card, if any
Copies of latest 2 month salary slip OR Latest EPF statement OR Form EA OR Form B with official tax payment receipt.