KEY BENEFITS
Death Benefit
In the event of death, 100% of the coverage amount or Investment Account Value (whichever is higher) will be paid to your loved ones.
Total & Permanent Disability (TPD) Benefit
In the event of total and permanent disability, 100% of the coverage amount or Investment Account Value (whichever is higher) will be payable to reduce your financial burden.
Loyalty Reward
Protect against inflation with 3% extra premium allocation (based on annual basic premium) every 3 years from 11th year until maturity.
Smart Protection
Automatically boost your death & TPD coverage by 5% every 5 years until the 20th policy year.
Maturity Benefit
Upon maturity of your policy, Investment Account Value shall be payable in one lump sum.
Waiver of Premium
If the event of an unfortunate event, your future premium of your policy is waived depending on the plan you choose.
Accidental Death Benefit
Personal Accident (IL PA)
- Comprehensive Accidental Cover on death or disablement resulting from accident
- Double Indemnity Cover if accidental death involves public conveyance, elevator and public buildings
Please refer to the benefit schedule for death and disablement in the policy contract.
Special Cash Allowance*
Receive extra cash of RM1,000 upon partial withdrawal from your investment fund after the 15th policy year or age of 50 years old, whichever is later.
*The Special Cash Allowance is payable once and subject to the minimum partial withdrawal amount of RM1,000 and minimum RM1,000 Investment Balance.
NOTES:
- View Product Disclosure Sheet.Â
- View Product Brochure.
- Terms & Conditions apply.