• BSN PLATINUM CREDIT CARD
    Everything you need, all rolled into one card

    Benefits

    • No Annual Fee
    • Lower Finance Charge
    • Up to 2x Happy Points
    • Happy Points Redemption
    • Global Privileges
    • Credit Limit Increase
    • BSN Balance Transfer Programme
    • BSN EasyCash Plan 
    • BSN Instalment-Pay Plan
    • BSN 0% EasyPay Plan (EPP)
    • BSN Happy Rewards Programme
    • BSN Autobilling 
    • Credit Shield & Bereavement
    • BSN Auto Balance Conversion Programme
    Apply Now
    BSN PLATINUM CREDIT CARD
    Everything you need, all rolled into one card

    Benefits

    • No Annual Fee
    • Lower Finance Charge
    • Up to 2x Happy Points
    • Happy Points Redemption
    • Global Privileges
    • Credit Limit Increase
    • BSN Balance Transfer Programme
    • BSN EasyCash Plan 
    • BSN Instalment-Pay Plan
    • BSN 0% EasyPay Plan (EPP)
    • BSN Happy Rewards Programme
    • BSN Autobilling 
    • Credit Shield & Bereavement
    • BSN Auto Balance Conversion Programme
    Apply Now

BSN Platinum Credit Card offers everything you could possibly need for an easy and convenient lifestyle. From benefits to privileges, rewards and exclusivity, you’ll find them all rolled into one.

INDULGE IN A WORLD OF PLATINUM PRIVILEGES

BSN Happy Rewards Programme

Earn Happy Points (HP) for every Ringgit charged to your BSN Platinum Credit Card. 

  • 1x Happy Point when you use your card at any local outlet
  • 2x Happy Points when you use your card at any local dining, golf, or travel outlet*
  • 2x Happy Points when you use your card at any retail outlets overseas

*Only applicable for selected outlets with Merchant Category Code (MCC):

  • Dining: 5462, 5812, 5813, and 5814
  • Golf: 7992
  • Airline Tickets: 4511 and 3000 to 3299
  • Travel: 4722 and 5962

Find out more about BSN Happy Rewards.


BSN Happy Rewards Redemption

Redeem accumulated Happy Points for BIG Points, Enrich Points, exciting gifts, retail vouchers and so much more. 

View our redemption catalogue.


BSN Happy Privileges

Enjoy special discounts and offers from dining and shopping to travel treats at selected merchants. Look out for our leaflets in your Credit Card Statement from time to time or visit myBSN to check out the latest promotions.

Complimentary Travel Accident Insurance Coverage And Inconvenience Benefits

Travel with peace of mind when you charge your full travel fares to your card and enjoy automatic free takaful coverage of up to RM300,000. You will also be covered for any inconvenience due to the following:

Up to

Lost Luggage (more than 48 hours)

RM2,000

Delayed Luggage (more than 6 hours)

RM2,000

Flight Delay (more than 6 hours)

RM600

Missed Connection (more than 4 hours)

RM600

*Subject to terms and conditions of insurance policy.


Online Shopping

Enjoy better security and greater convenience when you shop online with BSN’s Online Secured Shopping (BOSS) system. A BOSS Code will be sent to your registered mobile number for you to enter before your online purchase is approved. Just ensure your latest mobile number is the same number registered with BSN.

Enjoy special privileges, benefits, and savings from some of the most prominent travel organisations, hotels, restaurants, and retailers. These privileges are provided by Mastercard and updated from time to time. 

24-Hour Concierge Services

From making your travel arrangements to dining reservations, you can rely on the Concierge service team to provide you with first-class treatment on any kind of personal assistance services anytime you need. 

-    Mastercard Concierge Services

Credit Card Platinum Care Line

Our Credit Card Platinum Care Line is available to assist you on your lost or stolen card and attend to all your enquiries. Just call us at 1800 22 0800.

Worldwide Acceptance and Cash Advances

BSN Platinum Credit Cards are accepted in over 29 million establishments and over 1 million ATMs worldwide. It’s the perfect companion for all your needs whether you’re shopping, dining or travelling at home or abroad.

No Annual Fee for Life

Experience year after year of financial freedom with no annual fee for life and no conditions attached.

Low Finance Charge

Enjoy a low finance charge of only 11% p.a. (for Government Servants) and 13.5% p.a. (for Private Sector) when you promptly settle at least your minimum payment due for 12 consecutive months.

20 Days Free Period on Finance Charge

You can enjoy a finance charge free period of 20 days from the statement date for all your retail purchases if the preceding month's outstanding balance has been fully settled.

BSN Balance Transfer Programme

Transfer your outstanding balances from other credit cards to your BSN Platinum Credit Card and enjoy greater savings.

Find out more about BSN Balance Transfer Programme.

BSN Instalment Pay Plan

Get what you want with our 0% interest instalment plans up to 24 months. Just purchase at any merchant and call us to convert to easy instalments with a one-time low upfront fee.

Find out more about BSN Instalment-Pay Plan.

Online

Log on to www.mybsn.com.my and transfer from your BSN savings account. Obtain your log-in ID first by registering at any BSN ATM.

BSN Branches

Pay by cash or cheque at over 390 branches nationwide.

BSN ATMs / CDMs

Pay at any of our large network of Automated Teller Machines (ATM) or Cash Deposit Machines (CDM) at your convenience.

Interbank GIRO

Transfer funds from any participating banks via:

» Over the counter.
» Online banking at selected Bank’s website.

SUPPLEMENTARY CARD

  • Share the benefits of your Platinum Credit Card with your loved ones by giving them a supplementary card today.
  • You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family, who are 18 years and above). 
  • Download Supplementary Card form here.

REQUIREMENTS

ELIGIBILITY

  • Minimum Income: RM48,000 per annum / RM4,000 per month
  • Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old
  • Citizenship: Malaysia

Documents

Government Servant

  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 1 month payslip OR Employee Confirmation Letter (For Army and Police personnel, please attach a copy of Authority Card)

Private Sector Employee

  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 3 months payslip/latest EPF Statement/EA Form/BE Form
  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 6 months company's bank statement
    AND
    latest B Form with official tax receipt for the latest two years 
  • Copy of Form 9, 24, & 49 OR Business Registration Certificate
  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 6 months commission statement/Annual commission statement
    OR
    EA Form/BE Form with official tax receipt

OTHER BENEFITS & PRIVILEGES

Facility Limit Increase

Need a higher facility limit for better financial flexibility? Apply for Facility Limit Increase on your BSN Credit Card today!

Learn More

Balance Transfer Programme

Transfer your outstanding balances from other credit cards to your BSN Credit Card and enjoy lower interest rates.

Learn More

BSN EasyCash Plan

With BSN EasyCash, you can now access cash from your BSN Credit Card at 0% finance charge.

Learn More

BSN Instalment-Pay-Plan

Buy just about anything your heart desires and convert your purchases into affordable monthly instalments with BSN Instalment-Pay-Plan.

Learn More

BSN 0% EasyPay Plan (EPP)

Enjoy instalment payments of up to 36 months without any finance charges when you use your BSN Credit Card at our participating merchants.

Learn More

BSN Happy Rewards Programme

A loyalty programme that truly rewards you, every time you spend with your BSN Credit Card.

Learn More

BSN Autobilling

BSN Autobilling is an automatic bill payment facility that automatically pays your bills every month with your BSN Credit Card.

Learn More

Auto Balance Conversion Programme

Pay off your outstanding credit card balances in smaller instalments at a lower rate of 13% finance charge.

Learn More

Don't Worry Credit Shield and Don't Worry Bereavement

 We all know that life is full of surprises. Here’s how to make life easier for your family should anything happen to you.

Learn More

APPLY NOW

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 OR download our Application Form HERE.

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