BSN MyRinggit SANDARAN BSN TERM DEPOSITGetting hold of extra funds couldn't be easier
Our BSN MyRinggit Sandaran BSN Term Deposit allows you to secure up to 95% of your BSN Term Deposit value without any guarantor!
DOCUMENTS REQUIRED
Permanent & Contract Employee
- A copy of latest 1 month salary slip.
- Any 1 of the following documents (if the evidence of income is salary slip):
- Latest EPF statement.
- *Employer Confirmation Letter.
- Latest EA/EC and e-filing form.
*HRMIS can be used for applicants where their salary is managed by Accountant General (AG) / PDRM / State Treasury.
Self-employed:
- Latest 6 months bank account statement.
- Latest e-B/ e-BT slip and e-filing or any verified documents by the Inland Revenue Board (LHDN).
Features
Guarantor | Without guarantor required. Just mortgage your BSN Term Deposit Certificate. |
Minimum Loan Limit | RM5,000 |
Maximum Loan Limit | 95% from your BSN Term Deposit value |
Minimum Loan Period | Two (2) years |
Maximum Loan Period | Ten (10) years |
Payment Channel | BSN Standing Instruction |
RATES
Loan Amount | Interest Rate |
| <Â RM100,000 | SBR + 3.35% |
| ≥ RM100,000 | SBR + 2.85% |
Monthly Instalment Computation
| Loan Amount | RM99,500 | RM100,000 |
| Period | 5 years | 5 years |
| Factor | 19.5427 | 19.3096 |
Loan | Period (year) | Factor | Calculation | Instalment (RM) |
| 99,500 | 5 | 19.5427 | 99.5 x 19.5427 | 1,945 |
| 100,000 | 5 | 19.3096 | 100 x 19.3096 | 1,931 |
Get Started with our Loan Calculator
Wish to know how much you would be paying every month? Let us help you get started.Â
{{lang == 'en' ? 'Kindly enter your loan details' : 'Masukkan butiran pinjaman anda di sini'}}
{{results[0] }}
{{lang == 'en' ? 'Disclaimer :' : 'Penafian :'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}
LATE PAYMENT CHARGES (LPC)
| 1% per annum on the outstanding amount |
NOTES:
- View all banking rates.Â
- View all fees & charges.
- View Product Disclosure Sheet.
- Terms & Conditions apply.
APPLY NOW
Visit our branch
Visit our nearest branch for more information OR download our Application Form HERE.
