• BSN MyRinggit SANDARAN BSN TERM DEPOSIT
    Getting hold of extra funds couldn't be easier

    Eligibility 

    • Malaysian citizen aged 18 years and above (not exceeding 65 years old on the loan expiry date)
    • BSN Term Deposit authorised certificate holder
    BSN MyRinggit SANDARAN BSN TERM DEPOSIT
    Getting hold of extra funds couldn't be easier

    Eligibility 

    • Malaysian citizen aged 18 years and above (not exceeding 65 years old on the loan expiry date)
    • BSN Term Deposit authorised certificate holder

Our BSN MyRinggit Sandaran BSN Term Deposit allows you to secure up to 95% of your BSN Term Deposit value without any guarantor!

DOCUMENTS REQUIRED

Permanent & Contract Employee

  1. A copy of latest 1 month salary slip.
  2. Any 1 of the following documents (if the evidence of income is salary slip):
    • Latest EPF statement.
    • *Employer Confirmation Letter.
    • Latest EA/EC and e-filing form.

*HRMIS can be used for applicants where their salary is managed by Accountant General (AG) / PDRM / State Treasury.

Self-employed:

  1. Latest 6 months bank account statement.
  2. Latest e-B/ e-BT slip and e-filing or any verified documents by the Inland Revenue Board (LHDN).

Features

Guarantor

Without guarantor required. Just mortgage your BSN Term Deposit Certificate.

Minimum Loan Limit

RM5,000

Maximum Loan Limit

95% from your BSN Term Deposit value

Minimum Loan Period

Two (2) years

Maximum Loan Period

Ten (10) years

Payment Channel

BSN Standing Instruction

RATES

Loan Amount

Interest Rate

< RM100,000 SBR + 3.35%
RM100,000 SBR + 2.85%

Monthly Instalment Computation

Loan Amount RM99,500 RM100,000
Period 5 years 5 years
Factor 19.5427 19.3096

Loan

Period (year)

Factor

Calculation

Instalment (RM)

99,500 5 19.5427 99.5 x 19.5427 1,945
100,000 5 19.3096 100 x 19.3096 1,931

Get Started with our Loan Calculator

Wish to know how much you would be paying every month? Let us help you get started. 

{{lang == 'en' ? 'Kindly enter your loan details' : 'Masukkan butiran pinjaman anda di sini'}}

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{{lang == 'en' ? 'Disclaimer :' : 'Penafian :'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}

LATE PAYMENT CHARGES (LPC)

NOTES:

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Visit our nearest branch for more information OR download our Application Form HERE.