• BSN MYHOME (PROGRAM PERUMAHAN RAKYAT)
    Helping those with the dream to own a home

    Eligibility 

    • Malaysian citizen aged between 18 to 60 years old
    • Individual / Joint Applicants
    • Proof of self-employment
    • Minimum Income: RM1,500 per month
    • For financing of first home and for own residence only
    • Financing only for low cost or average properties
    Apply Now
    BSN MYHOME (PROGRAM PERUMAHAN RAKYAT)
    Helping those with the dream to own a home

    Eligibility 

    • Malaysian citizen aged between 18 to 60 years old
    • Individual / Joint Applicants
    • Proof of self-employment
    • Minimum Income: RM1,500 per month
    • For financing of first home and for own residence only
    • Financing only for low cost or average properties
    Apply Now

BSN MyHome (Program Perumahan Rakyat) is designed to help those who are self-employed or with irregular income to own a home.

FEATURES & BENEFITS

  • Financing up to RM300,000.
  • Financing margin up to 100% (inclusive of MRTA / MRTT & LTHOT).
  • Financing period up to 35 years.

Interest Rates

Loan Amount (RM)Tenure (Year)

Effective Interest Rate (EIR)



Completed Property

Under Construction Property

RM 100,000 and below Whole tenure SBR + 3.85% SBR + 3.85%
> RM100,000 up to RM300,000

1 - 2 SBR + 2.05% SBR + 1.80%
ThereafterSBR + 2.05%

Get Started with our Loan Calculator

Wish to know how much you would be paying every month? Let us help you get started. 

{{lang == 'en' ? 'Kindly enter your loan details' : 'Masukkan butiran pinjaman anda di sini'}}

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{{lang == 'en' ? 'Disclaimer :' : 'Penafian :'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}

LATE PAYMENT CHARGES (LPC)

1% per annum on the outstanding amount

FEES & CHARGES

  • STAMP DUTY
    Principal Documents - Will be charged on ad valorem basis.
    Other Documents – RM 10.00

NOTES:

Visit our branch

Visit our nearest branch for more information OR download our Application Form HERE.

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