BSN MyHome-i Skim Rumah Pertamaku is a house financing scheme to assist the target group to own their first home. The scheme offers financing up to 100% for property priced up to RM500,000.
FINANCING FEATURES
- Purchase of first residential property.
- For own occupancy.
- Purchase of completed and under construction properties.
- Property in the primary market and secondary market.
- Property price up to RM500,000.
- Easy to apply - available at all BSN Main Branches nationwide.
- Convenient payment channels:Â
- BSN Branches nationwide
- Standing Instructions / Savings Account
- Interbank GIRO (IBG)

FINANCING TENURE
- Minimum: 5 years.
- Maximum: 35 years. Subject to a maximum age of 70 years old at the end of financing tenure.
PROFIT RATE
From SBR + 1.40% per annum to SBR + 1.65% per annum |
MARGIN OF FINANCING
Up to 105% whereby: | Up to 110% whereby: |
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DOCUMENTS REQUIRED
- One (1) copy of NRIC.
- Financing Application Form.
- Proof of Income.
- Copy of Booking Order / Sales and Purchase Agreement (SPA) / [Strata / Master] title.
- Statutory Declaration on purchase of first home for self-occupancy.
- Other relevant supporting documents deemed required by BSN from time to time.
Proof of Income
Fixed Income / Salaried workers: | Self Employed (where applicable): |
Pay slip - Original copy and latest three (3) months copies | Latest six (6) month Bank Statement of monthly income |
Latest of confirmation on employment from employer | B/BE Form and copy of the LHDN receipt payment |
Latest copy of EA / EPF statement | Business License / Business Registration |
Form 24,44 and 49 | |
Confirmation letter on income from:
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Get Started with our Financing Calculator
Wish to know how much you would be paying every month? Let us help you get started.Â
{{lang == 'en' ? 'Kindly enter your financing details' : 'Masukkan butiran pembiayaan anda di sini'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}
LATE PAYMENT CHARGES (LPC)Â
Late Payment Charges will be charged based on Ta’widh (Compensation).
During financing period | ![]() |
After the completion of financing period | ![]() |
NOTES:
- Islamic Interbank Money Market (IIMM) is subject to change from time to time.
- View all banking rates.
- View all fees & charges.
- View Frequently Asked Questions (FAQ).
- View Product Disclosure Sheet.
- Terms & Conditions apply.
APPLY NOW
Visit our branch
Visit our nearest branch or contact us for more information
OR download our Application Form HERE.