• BSN MYHOME-i (PROGRAM PERUMAHAN RAKYAT)
    Helping those with dream to own a home

    Eligibility

    • Malaysian citizen
    • Aged 18 to 60 years upon application and not exceeding 65 years old at the end of the financing period
    • Possess financial ability to service monthly instalment payment
    • Have proof of self-employment
    • Does not have any existing housing financing facility with any financial institution
    • For first house only
    • Minimum income of RM1,500
    • Not declared as a bankrupt

    Shariah Concept

    The Shariah concept used is Tawarruq (Commodity Murabahah) which consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.

    Apply Now
    BSN MYHOME-i (PROGRAM PERUMAHAN RAKYAT)
    Helping those with dream to own a home

    Eligibility

    • Malaysian citizen
    • Aged 18 to 60 years upon application and not exceeding 65 years old at the end of the financing period
    • Possess financial ability to service monthly instalment payment
    • Have proof of self-employment
    • Does not have any existing housing financing facility with any financial institution
    • For first house only
    • Minimum income of RM1,500
    • Not declared as a bankrupt

    Shariah Concept

    The Shariah concept used is Tawarruq (Commodity Murabahah) which consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.

    Apply Now

BSN MyHome-i (Program Perumahan Rakyat) is designed to help those who are self-employed or with irregular income to own a home.

FEATURES

  • Financing for property price up to RM300,000.
  • Financing tenure up to 35 years.
  • Margin of financing up to 110%.

PROFIT RATE

Financing Amount
(RM)		Tenure
(Years)		Effective Profit Rate
CompletedUnder Construction
100,000
and below		Whole TenureSBR + 3.85%SBR + 3.85%
>100,000
up to 300,000		1st - 2nd yearSBR + 2.05%SBR + 1.80%
ThereafterSBR + 2.05%

Get Started with our Financing Calculator

Wish to know how much you would be paying every month? Let us help you get started. 

{{lang == 'en' ? 'Kindly enter your financing details' : 'Masukkan butiran pembiayaan anda di sini'}}

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{{lang == 'en' ? 'Disclaimer :' : 'Penafian :'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}

LATE PAYMENT CHARGES (LPC) 

Late Payment Charges will be charged based on Ta’widh (Compensation).

During financing period
After the completion of financing period

NOTES:

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