BSN MyHome (Commercial Property) provides you with the right financing plan to assist you in securing commercial properties.
LOAN FEATURES
- Financing Tenure: Up to 20 years or 65 years old upon completion (whichever comes first).
- Margin of Finance: Up to 80% + 5% (MRTT/MRTA) from purchase price.
- Applicable at all BSN Main Branches nationwide.
- Convenient payment channels via:
- Over-the-counter at all BSN Branches nationwide.
- Standing Instruction / Savings Account.
- Interbank GIRO (IBG).
- Internet Banking.
Interest Rate
Loan Amount | Tenure | Interest RateCompleted / Under Construction Property |
RM 100,000 and above | Year 1 | 3.00% |
Year 2 | SBR + 2.35% | |
Thereafter | SBR + 4.05% |
Loan Amount | Tenure | Completed PropertyNon Zero Entry Cost (NZEC) |
RM 250,000 and above | Year 1 | 4.00% |
  Thereafter | SBR + 2.35% |
DOCUMENTS REQUIRED
Guarantor: If required, mandatory documents are similar to applicant.
For Individual | For Organisation |
A copy of NRIC (applicant's / joint applicant's) | Organisation Bank Statement for the period of six (6) months |
Pay Slip - original copy and latest three (3) months copies | Organisation Financial Statement for last two (2) years approved by authorised Audit Body |
Latest 3 months Bank Statement | B/BE Form & LHDN Receipt |
Latest 6 months Bank Statement (other income) | Business Registration Certificate (SSM) |
Latest EPF Statement | Memorandum & Articles of Association (M&A) / Form 24, Form 44 & Form 49 |
Employer Confirmation Letter | Board of Director Resolution |
J Form / Latest Income Tax Declaration | |
Copy of Sale and Purchase Agreement and / or property documents | |
Copy of Evaluation Report (for property purchase) from the evaluation panel registered with the Bank |
Get Started with our Loan Calculator
Wish to know how much you would be paying every month? Let us help you get started.Â
{{lang == 'en' ? 'Kindly enter your loan details' : 'Masukkan butiran pinjaman anda di sini'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}
LATE PAYMENT CHARGES (LPC)
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FEES & CHARGES
- EARLY SETTLEMENT
You may settle your loan at any time by submitting a written notice to the Bank. - STAMP DUTY
Principal Documents – Will be charged on ad valorem basis.
Other Documents – RM 10.00
NOTES:
- For loan amount of RM350,000 and above with 20 years of loan tenure, the indicative interest rate is SBR + 2.35%*.
- Additional 0.15% from the above interest rate for loan without Insurance.
- View all banking rates.Â
- View all fees & charges.
- View Product Disclosure Sheet.Â
- Terms & Conditions apply.Â
Visit our branch
Visit our nearest branch for more information OR download our Application Form HERE.