• BSN MYHOME (COMMERCIAL PROPERTY)
    Opening up the doors for your perfect business location

    Eligibility 

    • Malaysian citizen aged 21 years old and above (subject to age limit of not more than 65 years old at end of tenure)
    Apply Now
    BSN MYHOME (COMMERCIAL PROPERTY)
    Opening up the doors for your perfect business location

    Eligibility 

    • Malaysian citizen aged 21 years old and above (subject to age limit of not more than 65 years old at end of tenure)
    Apply Now

BSN MyHome (Commercial Property) provides you with the right financing plan to assist you in securing commercial properties.

LOAN FEATURES

  • Financing Tenure: Up to 20 years or 65 years old upon completion (whichever comes first).
  • Margin of Finance: Up to 80% + 5% (MRTT/MRTA) from purchase price.
  • Applicable at all BSN Main Branches nationwide.
  • Convenient payment channels via:
    1. Over-the-counter at all BSN Branches nationwide.
    2. Standing Instruction / Savings Account.
    3. Interbank GIRO (IBG).
    4. Internet Banking.

Interest Rate

Loan Amount

Tenure

Interest Rate

Completed / Under Construction Property

RM 100,000 and aboveYear 13.00%
Year 2SBR + 2.35%
ThereafterSBR + 4.05%

Loan Amount

Tenure

Completed Property

Non Zero Entry Cost (NZEC)

RM 250,000 and above Year 1 4.00%
   Thereafter SBR + 2.35%

DOCUMENTS REQUIRED

Guarantor: If required, mandatory documents are similar to applicant.

For Individual

For Organisation

A copy of NRIC (applicant's / joint applicant's) Organisation Bank Statement for the period of six (6) months
Pay Slip - original copy and latest three (3) months copies Organisation Financial Statement for last two (2) years approved by authorised Audit Body
Latest 3 months Bank Statement B/BE Form & LHDN Receipt
Latest 6 months Bank Statement (other income) Business Registration Certificate (SSM)
Latest EPF Statement Memorandum & Articles of Association (M&A) / Form 24, Form 44 & Form 49
Employer Confirmation Letter Board of Director Resolution
J Form / Latest Income Tax Declaration
Copy of Sale and Purchase Agreement and / or property documents
Copy of Evaluation Report (for property purchase) from the evaluation panel registered with the Bank

Get Started with our Loan Calculator

Wish to know how much you would be paying every month? Let us help you get started. 

{{lang == 'en' ? 'Kindly enter your loan details' : 'Masukkan butiran pinjaman anda di sini'}}

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{{lang == 'en' ? 'Disclaimer :' : 'Penafian :'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}

LATE PAYMENT CHARGES (LPC)

FEES & CHARGES

  • EARLY SETTLEMENT
    You may settle your loan at any time by submitting a written notice to the Bank.
  • STAMP DUTY
    Principal Documents – Will be charged on ad valorem basis.
    Other Documents – RM 10.00

NOTES:

  • For loan amount of RM350,000 and above with 20 years of loan tenure, the indicative interest rate is SBR + 2.35%*.
  • Additional 0.15% from the above interest rate for loan without Insurance.
  • View all banking rates. 
  • View all fees & charges.
  • View Product Disclosure Sheet. 
  • Terms & Conditions apply. 

Visit our branch

Visit our nearest branch for more information OR download our Application Form HERE.

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