• HOME FINANCING FOR GIG WORKERS
    Empowering gig workers and self-employed individuals to turn their dream of homeownership into reality

    Eligibility

    • Malaysian citizen
    • Aged 18 to 65 years upon application and not exceeding 70 years old at the end of the financing period
    • Minimum monthly income of RM1,500
    • For first house only
    • No existing home financing with any financial institution
    • Not declared bankrupt
    Apply Now
    HOME FINANCING FOR GIG WORKERS
    Empowering gig workers and self-employed individuals to turn their dream of homeownership into reality

    Eligibility

    • Malaysian citizen
    • Aged 18 to 65 years upon application and not exceeding 70 years old at the end of the financing period
    • Minimum monthly income of RM1,500
    • For first house only
    • No existing home financing with any financial institution
    • Not declared bankrupt
    Apply Now

FINANCING INFORMATION

ProductMyFirstHome-i and BSN MyHome-i SJKP-MADANI
Shariah ConceptIslamic (Tawarruq)
Financing MarginUp to 120% from the purchase property; 100% - property + 20% cost related to Mortgage Reducing Term Takaful (MRTT), Houseowner Takaful, Legal fees dan Evaluation fees.
Financing AmountFrom RM25,000 up to RM360,000
Financing Tenure
  • Up to 35 years and not exceeding 70 years old, whichever comes first.
  • If the application falls under the 2-Generation* package, the financing period can be determined based on the age of the child.
Profit RateSBR + 1.60%

Get Started with our Financing Calculator

Wish to know how much you would be paying every month? Let us help you get started. 

{{lang == 'en' ? 'Kindly enter your financing details' : 'Masukkan butiran pembiayaan anda di sini'}}

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{{lang == 'en' ? 'Disclaimer :' : 'Penafian :'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}

LATE PAYMENT CHARGES (LPC) 

Late Payment Charges will be charged based on Ta’widh (Compensation).

During financing PeriodLate Payment Charges (LPC) not exceeding 1% per annum will be imposed on the overdue monthly instalment payment in the event you fail to pay any monthly instalment within the stipulated period from the first disbursement of the financing until its maturity date.
After the completion of financing periodPrevailing daily overnight Islamic Interbank Money Market (IIMM) rate will be charged for failure to pay the total outstanding balance after maturity or upon judgment obtained, whichever earlier.



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