• BSN EDUCATION-i FINANCING
    Advancing knowledge without limits, expanding career opportunities

    Eligibility 

    • Malaysian citizen
    • Aged 18 - 45 years old at the time of application
    • Permanent or contract employee or self-employed with evidence of income
    • Minimum income of RM4,000 and above
    • For self-employed, the business has been operating for at least two (2) years

    Shariah Concept

    Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.

    BSN EDUCATION-i FINANCING
    Advancing knowledge without limits, expanding career opportunities

    Eligibility 

    • Malaysian citizen
    • Aged 18 - 45 years old at the time of application
    • Permanent or contract employee or self-employed with evidence of income
    • Minimum income of RM4,000 and above
    • For self-employed, the business has been operating for at least two (2) years

    Shariah Concept

    Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.

Helping you nurture brighter futures, one education at a time.

FEATURE

  • Minimum tenure: 1 year.
  • Maximum tenure: 20 years until the age of 60 years old at the end of the financing tenure.
  • Financing margin up to 100% of programme fees + 5% of Stamp Duty, Takaful coverage & Wakalah Fi (other costs).
  • Easy to apply - available at all BSN Branches nationwide.

financing information

Financing AmountMinimum: RM5,000
Maximum: RM150,000 
Financing TenureMinimum: 1 year
Maximum: 20 years

PROFIT RATES

With Takaful
Technology Related coursesSBR + 3.50%
Other CoursesSBR + 3.90%

NOTE:
Additional 1% from the above profit rate for Financing without Takaful.

DOCUMENTS REQUIRED

  • One (1) copy of NRIC (front and back)
  • One (1) original copy of Letter of Offer from the University / College
  • One (1) original copy of course fee schedule / structure
  • One (1) copy of Student’s Letter of Confirmation from the University / College
  • Letter of Study Confirmation from Employer
  • Latest three (3) month’s salary slips / income statements
  • Latest EPF statement
  • Latest bank statement proof of salary credited
  • Latest EA/EC Form & e-filing or any document certified by the LHDN
  • Latest six (6) months bank statements
  • Copy of the latest B/BE Form

Get Started with our Financing Calculator

Wish to know how much you would be paying every month? Let us help you get started. 

{{lang == 'en' ? 'Kindly enter your financing details' : 'Masukkan butiran pembiayaan anda di sini'}}

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{{lang == 'en' ? 'Disclaimer :' : 'Penafian :'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}

LATE PAYMENT CHARGES (LPC) 

Late Payment Charges will be charged based on Ta’widh (Compensation).

During financing PeriodLate Payment Charges (LPC) not exceeding 1% per annum will be imposed on the overdue monthly instalment payment in the event you fail to pay any monthly instalment within the stipulated period from the first disbursement of the financing until its maturity date.
After the completion of financing periodPrevailing daily overnight Islamic Interbank Money Market (IIMM) rate will be charged for failure to pay the total outstanding balance after maturity or upon judgment obtained, whichever earlier.

NOTES:

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Visit our nearest branch or contact us for more information OR download our Application Form here.

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