• PROGRAM
    BSJ Incentive

    Eligibility

    • Malaysian Citizen
    • All primary and secondary students in Malaysia
    • BSN savings account holder under the BSN Smart Junior (BSJ) scheme (aged 7-20 years old) or BSN Student Savings Incentive Scheme (BSN SGSP) (aged 7-17 years old)
    PROGRAM
    BSJ Incentive

    Eligibility

    • Malaysian Citizen
    • All primary and secondary students in Malaysia
    • BSN savings account holder under the BSN Smart Junior (BSJ) scheme (aged 7-20 years old) or BSN Student Savings Incentive Scheme (BSN SGSP) (aged 7-17 years old)

BSJ Incentive Program is a savings scheme competition format which award students and school using the monthly reward points method.

PARTICIPATION CATEGORIES AND PROGRAM MECHANISM

  1. Student Category
    1. Increase in student savings.
    2. Participation in activities/programs and academic.
    3. Student academic/sports achievements every month.
  2. School Category
    1. Student savings.
    2. Student participation rate.
    3. School involvement in cashless program and school have represented state or national level for sports event.

POINT REWARDS

Student Category

  • Details of collection of points are as below:
CategoriesDescriptionItemReward Points
Savings Account
Capping: 600 points
Monthly Savings GrowthEvery RM1 savings growth2
BSN Program/ActivitiesBSN Program/Activities from time to timeParticipation10 - 20*
Winner30*
Student Academic/Sport AchievementMajor ExaminationObtained A in each subject10
Sports CompetitionSchool Rep/Winners20

*Points may vary subject to program/activities T&C that will be made available in BSN website (www.bsn.com.my) from time to time.

  • Top 200 students from each school category with the highest points will be eligible for the cash rewards with the requirements below:
    1. Meet the minimum threshold of 1,000 points
    2. Must have monthly savings growth
    3. Must participate in at least one (1) BSN program/activities or student/sport achievements
School CategoryCash RewardCapping per state/ quarterCapping
per year
PrimaryTop 200RM1020010,400
SecondaryTop 200RM1020010,400

TOTAL

20,800

School Category

  • The participants’ collected points will then be used to calculate the Overall Top Points to determine the monthly & yearly schools incentive winner, as per below:
CategoryCash RewardsWinners
Monthly
PrimaryOverall top pointsRM30013
SecondaryOverall top pointsRM50013
Yearly
PrimaryOverall top pointsRM10,0001
RM5,0002
RM1,0005
Primary School with Special NeedOverall top pointsRM1,5001
SecondaryOverall top pointsRM10,0001
RM5,0002
RM1,0005
Secondary School with Special NeedOverall top pointsRM1,5001
Teachers (from each annual categories)RM2,0004

TOTAL

334
  • Schools under BSN Cashless Program will get an additional bonus of 10 points each school.
  • School participation at the state and national levels in co-curricular activities such as sports, debates is also considered as contributing to school points.
BSN Online Chess Festival was held in June 2022 and was the first online chess competition organized by BSN
BSN received over 2,000 entries from schools across Malaysia
The ‘Girls Only’ Roblox Team from SJK© CHUNG HWA WEI SIN has participated in the BSJ Incentive Program e-sports Challenge
BSN as one of the strategic partners for Petrosains RBTX Challenge 2022
Mr. Mujibburrahman Abd Rashid (Chief Business Officer) listened to explanations from school students who participated in the challenge
A total of 400 students at MRSM Alor Gajah participated in the Taklimat Jelajah Celik Kewangan BSN 2022
BSN staff has given a briefing on Financial Literacy to the school students so that they are aware of current financial issues
BSN has visited 44 schools throughout Malaysia to give briefings on Financial Literacy so that the students are knowledgeable about financial management from a young age

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