With BSN Smart Junior, you can watch your savings grow PLUS and join our BSJ Incentive Program. In this Program, you will receive monthly reward points based on savings, participation in exciting activities/ programs and academic or sports achievements.
Open to students aged 7-20 years old.
- Open to Malaysian citizen only.
- BSN GIRO Account Holder.
- Completed BSN Smart Junior Application Form (duly signed by parents / guardian).
Your BSN Smart Junior membership is based on the following 3 tiers of minimum savings earmarked of your savings:
- To enjoy BSN Smart Junior interest rates, members must ensure that they maintain minimum balance of RM160* in their account at all times. *RM150 will be freeze and RM10 as minimum balance in the account.
- You are allowed to perform a maximum of 1 withdrawal per month in order to receive the effective rate. If there is more than 1 withdrawal transaction in the same month, the calculation of interest rate will be based on BSN GIRO Account interest rate.
- Members may terminate their membership only after 1 year by completing the termination form.
- Parent/Guardian is required to sign the termination form for members aged 18 years and below.
- Automatic termination of membership will occur when BSN Smart Junior members turned 21 years old.