• BSN Visa Cash Back Credit Card

    Benefits

    • No Annual Fee
    • 5% Cash Back on groceries, dining and petrol
    • 0.2% Unlimited Cash Back on other local retail spend
    • 1% Unlimited Cash Back on overseas retail spend
    • Cash Back will be credited on the following month statement cycle
    • Visa Platinum Privileges
    • Complimentary Travel Accident & Inconvenience Benefits
    • Credit Limit Increase
    • BSN Balance Transfer Programme
    • BSN EasyCash Plan
    • BSN Instalment-Pay Plan
    • BSN 0% EasyPay Plan (EPP)
    • BSN Autobilling 
    • Credit Shield & Bereavement
    • BSN Auto Balance Conversion Programme
    Apply Now
    BSN Visa Cash Back Credit Card

    Benefits

    • No Annual Fee
    • 5% Cash Back on groceries, dining and petrol
    • 0.2% Unlimited Cash Back on other local retail spend
    • 1% Unlimited Cash Back on overseas retail spend
    • Cash Back will be credited on the following month statement cycle
    • Visa Platinum Privileges
    • Complimentary Travel Accident & Inconvenience Benefits
    • Credit Limit Increase
    • BSN Balance Transfer Programme
    • BSN EasyCash Plan
    • BSN Instalment-Pay Plan
    • BSN 0% EasyPay Plan (EPP)
    • BSN Autobilling 
    • Credit Shield & Bereavement
    • BSN Auto Balance Conversion Programme
    Apply Now

The BSN Visa Cash Back Credit Card gives you up to 5% Cash Back when you spend on groceries, dining, petrol and other categories. It's time to enjoy more savings from your everyday spend by getting a card today! What's more, there are no annual fees for life!

CASH BACK PERCENTAGE BY MONTHLY SPEND TIER AND CATEGORIES

Total Monthly Retail Spend(RM)

Domestic Local SpendOverseas Spend
GroceriesDiningPetrolOthers
RM1 - RM999.990.2%0.2%0.2%0.2%1%
RM1000 - RM2,9991%1%1%0.2%1%
RM3,000 & above5%5%5%0.2%1%
Monthly CappingRM15*RM15*RM15*Unlimited
Enjoy more than RM540 Cash Back per annum


Notes:

  • *Cash Back is capped at RM15 per category per month for groceries, dining and petrol (capped at maximum RM45 per Cardmember per month).
  • Cash Back earned for other retail and overseas spend is unlimited with no monthly cap.
  • Cash Back is not applicable for government related transactions and other exclusions as per terms and conditions.

PRIVILEGES

  • Complimentary Travel Accident & Inconvenience Benefits 
    Travel with peace of mind with our complimentary Automatic Travel Accident Insurance up to RM300,000 when you charge your full travel fares to your BSN Platinum Cards. This benefit also covers your loved ones. You will also be covered for any inconvenience due to the following:

Up To

Lost Luggage (more than 48 hours)

RM1,600

Delayed Luggage (more than 6 hours)

RM1,600

Flight Delay (more than 6 hours)

RM600

Missed Connection (more than 4 hours)

RM600

 *Subject to policy terms and conditions.

SUPPLEMENTARY CARD

  • Share the benefits of your BSN Visa Cash Back Credit Card with your loved ones by giving them a supplementary card today.
  • You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family, who are 18 years and above).
  • Download Supplementary Card form here. 

REQUIREMENTS

ELIGIBILITY

  • Citizenship: Malaysia
  • Minimum Income: RM48,000 per annum / RM4,000 per month
  • Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old
  • Annual Fee: Principal Card - No annual fee for life(no conditions attached) / Supplementary Card - No annual fee for life(no conditions attached) 

Documents

Government Servant

  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 1 month payslip OR Employee Confirmation Letter (For Army and Police personnel, please attach a copy of Authority Card)

Private Sector Employee

  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 3 months payslip/latest EPF Statement/EA Form/BE Form
  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 6 months company's bank statement
    AND
    latest B Form with official tax receipt for the latest two years 
  • Copy of Form 9, 24, & 49 OR Business Registration Certificate
  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 6 months commission statement/Annual commission statement
    OR
    EA Form/BE Form with official tax receipt

Note:
In place of proof of income, you can pledge your Sijil Simpanan Premium (SSP) or BSN Term Deposit. The minimum pledge amount is RM4,000 and may vary subject to the card types. The application will be subject to approval and the Bank shall determine the approved credit limit at its sole discretion. A stamp duty of RM5 per every RM1,000 approved credit limit will be imposed and charged to your credit card account.

OTHER BENEFITS & PRIVILEGES

Facility Limit Increase

Need a higher facility limit for better financial flexibility? Apply for Facility Limit Increase on your BSN Credit Card today!

Learn More

Balance Transfer Programme

Transfer your outstanding balances from other credit cards to your BSN Credit Card and enjoy lower interest rates.

Learn More

BSN EasyCash Plan

With BSN EasyCash, you can now access cash from your BSN Credit Card at 0% finance charge.

Learn More

BSN Instalment-Pay-Plan

Buy just about anything your heart desires and convert your purchases into affordable monthly instalments with BSN Instalment-Pay-Plan.

Learn More

BSN 0% EasyPay Plan (EPP)

Enjoy instalment payments of up to 36 months without any finance charges when you use your BSN Credit Card at our participating merchants.

Learn More

Auto Balance Conversion Programme

Pay off your outstanding credit card balances in smaller instalments at a lower rate of 13% finance charge.

Learn More

BSN Autobilling

BSN Autobilling is an automatic bill payment facility that automatically pays your bills every month with your BSN Credit Card.

Learn More

Don't Worry Credit Shield and Don't Worry Bereavement

 We all know that life is full of surprises. Here’s how to make life easier for your family should anything happen to you.

Learn More

APPLY NOW

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 OR download our Application Form HERE.
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