BSN BALANCE TRANSFER PROGRAMMETransfer your balances from other credit card to your BSN Credit CardBenefitsÂ
Apply Now- Flexible plans to suit your needs
- Longer repayment period of up to 48 months
- Transfer up to 80% of your available credit limit
- Consolidate your other credit card accounts into ONE statement
- Payment convenience via myBSN, BSN Branch or BSN ATM / CDM nationwide
BSN BALANCE TRANSFER PROGRAMMETransfer your balances from other credit card to your BSN Credit CardBenefitsÂ
Apply Now- Flexible plans to suit your needs
- Longer repayment period of up to 48 months
- Transfer up to 80% of your available credit limit
- Consolidate your other credit card accounts into ONE statement
- Payment convenience via myBSN, BSN Branch or BSN ATM / CDM nationwide
Manage your finances the smarter way by consolidating your other bank’s credit card outstanding balances to your BSN Credit Card. It’s time to let BSN Balance Transfer help you save more with our lower rates.
WHO CAN APPLY?
- Principal Cardmembers of BSN Credit Cards
BSN BALANCE TRANSFER PLAN
Plan | Tenure | Interest Rate | Interest Rate (One-Off Charge)* | Minimum Transfer Amount |
BA | 6 months | 0% | 1.99% | 500 |
BB | 12 months | 0% | 3.99% | 500 |
BC | 24 months | 3.99% | - | 1,000 |
BD | 36 months | 3.99% | - | 2,000 |
BE | 48 months | 4.99% | - | 3,000 |
The Interest Rate (One-Off Charge)* will be charged upfront on the approved Balance Transfer Amount for Plan BA and Plan BB and will be billed to the Cardmember’s Account in the following Statement of Account upon BSN’s approval of the Cardmember's application.
Let BSN Balance Transfer help you save on interest.Â
{{category.caption ?? (lang == 'en' ? 'Looking for something to suit your needs but not sure where to start? Share with us and let us help discover the perfect solution for you.' : 'Mencari sesuatu yang dapat memenuhi keperluan anda tetapi tidak pasti di mana untuk bermula? Kongsi dengan kami dan kami akan cari penyelesaian yang tepat untuk anda.')}}
{{category.label_1 ?? (lang == 'en' ? 'I have an outstanding balances of' : 'Saya mempunyai baki yang belum dijelaskan sebanyak')}}
{{category.label_2 ?? (lang == 'en' ? 'Select a Plan' : 'Pilih Pelan')}}
{{lang == 'en' ? '' : 'Butiran'}} {{selectedPlan.plan_display_name}} {{lang == 'en' ? 'Details' : ''}}
{{selectedPlan.constants[0].value | toTwo}}%
{{selectedPlan.constants[1].value | toTwo}}%
{{selectedPlan.constants[2].value}}%
RM {{results[2] | toTwo}}
{{lang == 'en' ? 'Instalment Amounts Payable' : 'Amaun ansuran yang perlu dibayar'}}
RM {{results[0] | toTwo}} | RM {{results[1] |toTwo}} |
RM
{{results[0] | toTwo}} RM
{{results[1] |toTwo}} {{lang == 'en' ? 'View Early Settlement' : 'Lihat Penyelesaian Awal'}}
RM {{results[3]| toTwo}}
RM {{results[4]| toTwo}}
RM {{results[5]| toTwo}}
Disclaimer:
This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.
SAVINGS TABLE
| Plan | Tenure (Month) | Interest Rate (% p.a.) | Interest Rate % (One-Off Charge)* | Balance Transfer from other bank credit cards (RM) | Interest Rate at 17.5% p.a. (RM) | Interest Rate with BSN Balance Transfer (RM) | You Save (RM) |
| Plan BA Minimum RM500 | 6 | 0.00% | 1.99% | 500.00 | 44.41 | 9.95 | 34.46 |
| 2,000.00 | 602.63 | 39.80 | 562.83 | ||||
| 5,000.00 | 1,837.97 | 99.50 | 1,738.47 | ||||
| Plan BB Minimum RM500 | 12 | 0.00% | 3.99% | 500.00 | 190.96 | 19.95 | 171.01 |
| 2,000.00 | 602.63 | 79.80 | 522.83 | ||||
| 5,000.00 | 1,837.97 | 199.50 | 1,638.47 | ||||
| Plan BC Minimum RM1,000 | 24 | 3.99% | - | 1,000.00 | 190.96 | 79.80 | 111.16 |
| 2,000.00 | 602.63 | 159.60 | 443.03 | ||||
| 5,000.00 | 1,837.97 | 399.00 | 1,438.97 | ||||
| Plan BD Minimum RM2,000 | 36 | 3.99% | - | 2,000.00 | 602.63 | 239.40 | 363.23 |
| 5,000.00 | 1,837.97 | 598.50 | 1,239.47 | ||||
| 10,000.00 | 3,896.83 | 1,197.00 | 2,699.83 | ||||
| Plan BE Minimum RM3,000 | 48 | 4.99% | - | 3,000.00 | 1,014.42 | 598.80 | 415.62 |
| 5,000.00 | 1,837.97 | 998.00 | 839.97 | ||||
| 10,000.00 | 3,896.83 | 1,996.00 | 1,900.83 |
NOTES:
- Interest Rate at 17.5% p.a. is calculated based on 5% minimum monthly payment and no additional new transaction until end of tenure.
- View Product Disclosure Sheet.
- View product FAQs.
- Terms & Conditions apply.
- Apply for a BSN Credit Card here.
HOW TO APPLY
Download and complete the BSN Balance Transfer Application Form and submit the form via:
 | email: cardservices@bsn.com.my |
| or | |
 | any BSN Branch |
APPLY NOW
Visit our branch
Visit our nearest branch for more information OR download our application form HERE.
