The following transactions are herein expressly EXCLUDED and no Cash Back will be granted in respect of them:

1. Cash type transaction including but not limited to Cash Advance transactions, BSN Balance Transfer Programme and BSN EasyCash Plan;
2. Quasi Cash transactions (example: betting and/or gaming transactions);
3. Fees and charges including but not limited to charges for cash withdrawals and cash payments, annual fees, interest, disputed transactions, government charges and any other kind of charges and penalties;
4. Instalment conversion transactions including but not limited to BSN Instalment-Pay Plan and BSN 0% EasyPay Plan;
5. Fund transfers (from or to BSN’s account whether by BSN or third party);
6. Disputed transactions that are subsequently reversed from the account of the Cardholder; and
7. All payment transactions of donation, charity, taxes and any government related payments under designated MCC as below:

The following transactions are herein expressly EXCLUDED and no Cash Back will be granted for the following:

1. Cash type transaction including but not limited to Cash Advance transactions, BSN Balance Transfer Programme and BSN EasyCash Plan;
2. Quasi Cash transactions (example: betting and/or gaming transactions);
3. Fees and charges including but not limited to charges for cash withdrawals and cash payments, annual fees, interest, disputed transactions, government charges and any other kind of charges and penalties;
4. Instalment conversion transactions including but not limited to BSN Instalment-Pay Plan and BSN 0% EasyPay Plan;
5. Fund transfers (from or to BSN’s account whether by BSN or third party);
6. Disputed transactions that are subsequently reversed from the account of the Cardholder;
7. Prepaid reload, top up to e-wallet or other card stored credit; and
8. All payment transactions of donation, charity, taxes and any government related payments under designated MCC as below: