Benefits

Low Management Fee
Non-Compounding Charges
No Annual Fee
Worldwide Acceptance and Cash Advances
BSN Merchant Privileges
FREE Travel Accident & Inconvenience Benefits
Facility Limit Increase
BSN Balance Transfer Programme
BSN EasyCash Plan

BSN Instalment-Pay Plan
BSN 0% EasyPay Plan (EPP)
BSN Happy Rewards Programme
BSN Autobilling
BSN Credit Card-i Protector
BSN Auto Balance Conversion Programme
RM25 Service Tax Rebate for new Credit Cardmembers for the first year**

**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.

Apply Now

BSN-UUM AL-AIMAN MASTERCARD CREDIT CARD

Specially designed for the UUM community

Benefits

Low Management Fee
Non-Compounding Charges
No Annual Fee
Worldwide Acceptance and Cash Advances
BSN Merchant Privileges
FREE Travel Accident & Inconvenience Benefits
Facility Limit Increase
BSN Balance Transfer Programme
BSN EasyCash Plan

BSN Instalment-Pay Plan
BSN 0% EasyPay Plan (EPP)
BSN Happy Rewards Programme
BSN Autobilling
BSN Credit Card-i Protector
BSN Auto Balance Conversion Programme
RM25 Service Tax Rebate for new Credit Cardmembers for the first year**

**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.

Apply Now

The Ultimate Card for University Utara Malaysia Community.

They are designed to give you fantastic savings, amazing rewards, and exclusive privileges. What's more, there are no annual fees for life!

SAVINGS

Low Management Fee
Enjoy this low management fee of 9.95% p.a. when you promptly settle at least your minimum payment due for 12 consecutively months.
Non-compounding Charges
Fees are only charged on your outstanding balance.
No Annual Fee
Enjoy no Annual Fee for principal and supplementary cardmembers for life (no conditions attached).

REWARDS

Complimentary Supplementary Card
Share the benefits of your BSN-UUM Credit Card-i with your loved ones by giving them a supplementary card today
Download the Supplementary Card form here.
Happy Points Redemption
Redeem accumulated Happy Points for Enrich Points, Airasia points, exciting gifts, retail vouchers and so much more.
BSN Merchant Privileges
Enjoy special discounts and offers from dining, shopping to travel treats at selected merchants. For the latest promotions and offers, click here.

PRIVILEGES

Worldwide Acceptance and Cash Advances
Use it at over 29 million merchants and 1 million ATMs around the world.
Complimentary Travel Accident & Inconvenience Benefits
Automatic takaful coverage of up to RM300,000 and RM100,000 when you charge your full travel fares to your BSN-UUM Credit Card-i Platinum and Gold respectively. You will also be covered for any inconvenience due to the following:

	Up To Platinum	Up To Gold
Lost Luggage (more than 48 hours)	_RM2,000	_RM1,600
Delayed Luggage (more than 6 hours)	_RM2,000	_RM1,600
Flight Delay (more than 4 hours)	_RM600	_RM600
Missed Connection (more than 4 hours)	_RM600	_RM600

*Subject to policy terms & conditions.

REQUIREMENTS

ELIGIBILITY

UUM Community
Minimum Income: Platinum Card – RM60,000 per annum / Gold Card - RM24,000 per annum
Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old
Citizenship: Malaysian

*For Graduates, please enclose copy of the Degree Certificate/Professional Qualification.

Documents

Salaried Employee

Government Servant

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 1 month payslip OR Employee Confirmation Letter (For Army and Police personnel, please attach a copy of Authority Card)

Private Sector Employee

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 3 months payslip/latest EPF Statement/EA Form/BE Form

Self Employed

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 6 months company's bank statement
AND
latest B Form with official tax receipt for the latest two years
Copy of Form 9, 24, & 49 OR Business Registration Certificate

Commission Earner

Copy of NRIC (both sides) including Supplementary Applicant (if any)
Copy of latest 6 months commission statement/Annual commission statement
OR
EA Form/BE Form with official tax receipt

Note:
In place of proof of income, you can pledge your Sijil Simpanan Premium (SSP) or BSN Term Deposit. The minimum pledge amount is RM4,000 and may vary subject to the card types. The application will be subject to approval and the Bank shall determine the approved credit limit at its sole discretion. A stamp duty of RM5 per every RM1,000 approved credit limit will be imposed and charged to your credit card account.