BSN MyRinggit-i (FIE)Creating financial opportunities for Financial Institution EmployeesEligibilityÂ
- Malaysian citizen
- Aged 18 years old and above (not exceeding the retirement age or 60 years old at the end of financing tenure, whichever is earlier)
- Employee of licensed *Financial Institution (FI) as approved by Bank Negara Malaysia (BNM)
- Minimum service of 1 year in banking industry
- Minimum income per month:
- Permanent staff: RM3,000 (basic salary + fixed allowance)
- Contract staff: RM10,000 (basic salary + fixed allowance)
- BSN GIRO/i account holder
*Note: Excluding FI with Biro Perkhidmatan Angkasa (BPA) facility.
Apply NowShariah Concept
Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.
BSN MyRinggit-i (FIE)Creating financial opportunities for Financial Institution EmployeesEligibilityÂ
- Malaysian citizen
- Aged 18 years old and above (not exceeding the retirement age or 60 years old at the end of financing tenure, whichever is earlier)
- Employee of licensed *Financial Institution (FI) as approved by Bank Negara Malaysia (BNM)
- Minimum service of 1 year in banking industry
- Minimum income per month:
- Permanent staff: RM3,000 (basic salary + fixed allowance)
- Contract staff: RM10,000 (basic salary + fixed allowance)
- BSN GIRO/i account holder
*Note: Excluding FI with Biro Perkhidmatan Angkasa (BPA) facility.
Apply NowShariah Concept
Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.
BSN MyRinggit-i FIE is exclusively designed to help financial institution employees secure the personal financing they need.
FEATURES
- Mode of payment is via BSN Standing Instruction.
- No guarantor is required.
financing information
| Financing Limit | Minimum: RM5,000 Maximum: RM250,000 |
| Rates | SBR + 2.77% |
| Financing Tenure | Minimum: 2 years Maximum: 10 years |
DOCUMENTS REQUIRED
| A copy of NRIC (both sides) | |
| Latest 2 months' salary slip | |
| Employer Confirmation Letter | |
| Latest EPF statement |
Get Started with our Financing Calculator
Wish to know how much you would be paying every month? Let us help you get started.Â
{{lang == 'en' ? 'Kindly enter your financing details' : 'Masukkan butiran pembiayaan anda di sini'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}
LATE PAYMENT CHARGES (LPC)Â
Late Payment Charges will be charged based on Ta’widh (Compensation).
| During facility period |  |
| After the completion of facility period |  |
NOTES:
- Islamic Interbank Money Market (IIMM) is subject to change from time to time.
- View all banking rates.
- View all fees & charges.
- View Product Disclosure Sheet.
- View Customer Declaration.
- Terms & Conditions apply.Â
Visit our branch
Visit our nearest branch or contact us for more information
OR download our Application Form HERE
