• BSN FITRAH
    It is time to protect your goals in life

    Benefits

    • Flexibility
    • Customisation
    • Bonuses
    • Potential Higher Returns
    • Fulfilling Your Spiritual Needs
    • Tax relief
    BSN FITRAH
    It is time to protect your goals in life

    Benefits

    • Flexibility
    • Customisation
    • Bonuses
    • Potential Higher Returns
    • Fulfilling Your Spiritual Needs
    • Tax relief

We make it our priority to give you the flexibility for your wealth security.

WHAT DOES BSN FITRAH OFFER?

  • Flexibility
    You have the flexibility to contribute for 5, 10, 20 years or until expiry age of 70 or 100.
  • Customisable
    BSN Fitrah does not only provide coverage upon death and TPD, you have the choice to customize your coverage based on your needs. For instance, from 43 CI, accidental coverage, hospital allowance and many other crucial coverages from the list of optional riders.
  • Tax Relief
    This certificate may qualify you up to RM6,000 individual life/medical tax relief a year.

BONUS

Children love to be rewarded and motivated. When you subscribe to BSN Fitrah for your child, he/she will be rewarded with EduAchieve Bonus for excellent academic achievement, as shown:

ExamReward (RM)Minimum Achievement
UPSR500Straight A(s)
PT31,000
SPM1,500
STPM/GCE1,500
A Level1,5003As
IB1,50042 points
Diploma/Degree2,000First Class or CGPA 3.5
  • Potential Higher Returns
    You shall benefit from more than just protection when you subscribe to BSN Fitrah with Takaful Saver as we give you the opportunity to invest in both local and global funds.
  • Fulfilling Your Spiritual Needs
    Everyone needs protection but not everyone can afford to do so. You can reach out to the hardcore poor and poor families to be protected via Ihsan rider from as low as RM 5 per month. All funds collected from the Ihsan rider will be channeled to support PruBSN Microtakaful Jariyah initiatives.

BASIC COVERAGE

DeathIn the event of death before expiry of the term, the following will be payable from the Tabarru` Fund and/or Individual Special Account:
i. Basic Sum Covered; or
ii. Amount in the Individual Special Account, whichever is higher, plus, the value of units in Investment Unit Account at the price as at next available pricing date following official notification date.
Total and Permanent Disability (TPD)In the event of TPD before expiry of the term, Sum at Risk will be payable from the Tabarru` Fund.
Entry Age1 to 70 age next birthday.
*For expiry age 70, maximum entry age is 60 age next birthday.
Contribution and Coverage TermsOptions available for Benefit term are 5 years, 10 years or 20 years or expiry age 70 or 100.
Interest is calculated based on monthly minimum balance and created yearly. For BSJ and SGSP interest rate, kindly refer to their respective website. 

BSN Fitrah, fulfilling your protection needs at different life stages with the followings:

SINGLE

Cancer Protector

Lump sum payment upon being diagnosed with Cancer

Accidental Protector Plus

Additional lump sum payout upon death or TPD due to accident

Contributor

Continuous protection even when the unfortunate happens

Takaful Saver

Savings for the future

MARRIED COUPLE

Spouse Contributor

Continuous protection when unfortunate events happen to your spouse

Crisis Shield

Provide lump sum payment upon diagnosis of any covered Critical Illness

Hospital Benefit

Hospital allowance when you are admitted

Takaful Saver

Savings for the future

KIDS

EduAchieve Bonus

Rewards on your child's education achievements

Parent Term

Lump sum payout to give your children a head start

Hospital Benefit

Hospital allowance when your child is admitted

Takaful Saver

Savings for the future

ELDER COUPLE

Crisis Protector

Additional lump sum payment upon diagnosis of any Critical Illness

Ihsan

Help others through PruBSN Microtakaful Jariyah initiatives

Hospital Benefit

Hospital allowance when you are admitted

Takaful Saver

Savings for the future

NOTES:

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