BSN AL-AIMAN PLATINUM CREDIT CARDEverything you need, all rolled into one cardBenefits
Apply Now- No Annual Fee
- Low Management Fee
- Up to 2x Happy Points
- Happy Points Redemption
- Global Privileges
- Facility Limit Increase
- BSN Balance Transfer Programme
- BSN EasyCash Plan
- BSN Instalment-Pay Plan
- BSN 0% EasyPay Plan (EPP)
- BSN Happy Rewards Programme
- BSN Autobillinge
- BSN Credit Card-i Protector
- BSN Auto Balance Conversion Programme
- RM25 Service Tax Rebate for new Credit Cardmembers for the first year**
**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.
BSN AL-AIMAN PLATINUM CREDIT CARDEverything you need, all rolled into one cardBenefits
Apply Now- No Annual Fee
- Low Management Fee
- Up to 2x Happy Points
- Happy Points Redemption
- Global Privileges
- Facility Limit Increase
- BSN Balance Transfer Programme
- BSN EasyCash Plan
- BSN Instalment-Pay Plan
- BSN 0% EasyPay Plan (EPP)
- BSN Happy Rewards Programme
- BSN Autobillinge
- BSN Credit Card-i Protector
- BSN Auto Balance Conversion Programme
- RM25 Service Tax Rebate for new Credit Cardmembers for the first year**
**Perform minimum one transaction (any amount) with the card within 6 months from card approval date.
BSN Al-Aiman Platinum Credit Card offers everything you could possibly need for an easy and convenient lifestyle. From benefits to privileges, rewards and exclusivity, you'll find them all rolled into one.
INDULGE IN A WORLD OF PLATINUM PRIVILEGES
BSN Happy Rewards Programme
Earn Happy Points (HP) for every Ringgit charged to your BSN Platinum Credit Card.Â
- Â Â 1x Happy Points when you use your card at any local outlet
-   2x Happy Points when you use your card at any local dining, golf, or
   travel outlet*
-   2x Happy Points when you use your card at any retail outlets overseas
*Only applicable for selected outlets with Merchant Category Code (MCC):Â
- Â Â Dining: 5462, 5812, 5813, and 5814
- Â Â Golf: 7992
- Â Â Airline Tickets: 4511 and 3000 to 3299
- Â Â Travel: 4722 and 5962
Find out more about BSN Happy Rewards here.
BSN Happy Rewards Redemption
Redeem accumulated Happy Points for BIG Points, Enrich Points, exciting gifts, retail vouchers and so much more.Â
View our redemption catalogue here.
Complimentary BSN Zing PLUSMiles Card
As a BSN Platinum cardholder, you and your first Supplementary Cardmember will enjoy 1 FREE BSN Zing PLUSMiles Card each. Experience hassle free driving with this Touch 'n Go auto-reload card that is linked to your BSN Platinum Credit Card.
Find out more about BSN Zing PLUSMiles Card.
BSN Merchant Privileges
Enjoy special discounts and offers from dining and shopping to travel treats at selected merchants. For the lastest promotions and offers, click here. Â
Complimentary Travel Accident Takaful Coverage And Inconvenience Benefits
Travel with peace of mind when you charge your full travel fares to your card and enjoy automatic free takaful coverage of up to RM300,000. You will also be covered for any inconvenience due to the following:
Up to | |
Lost Luggage (more than 48 hours) | RM2,000 |
Delayed Luggage (more than 6 hours) | RM2,000 |
Flight Delay (more than 6 hours) | RM600 |
Missed Connection (more than 4 hours) | RM600 |
*Subject to terms and conditions of Takaful policy.
Online Shopping
Enjoy better security and greater convenience when you shop online with BSN’s Online Secured Shopping (BOSS) system. A BOSS Code will be sent to your registered mobile number for you to enter before your online purchase is approved. Just ensure your latest mobile number is the same number registered with BSN.
Enjoy special privileges, benefits, and savings from some of the most prominent travel organisations, hotels, restaurants, and retailers. These privileges are provided by Mastercard and updated from time to time.Â
| 24-Hour Concierge Services | From making your travel arrangements to dining reservations, you can rely on the Concierge service team to provide you with first-class treatment on any kind of personal assistance services anytime you need. |
| Credit Card Platinum Care Line | Our Credit Card Platinum Care Line phone line is available to assist you on your lost or stolen card and attend to all your enquiries. Just call us at 1800 22 0800. |
| Worldwide Acceptance and Cash Advances | BSN Platinum Credit Cards are accepted in over 29 million establishments and over 1 million ATMs worldwide. It’s the perfect companion for all your needs whether you’re shopping, dining or travelling at home or abroad. |
| No Annual Fee for Life | Experience year after year of financial freedom with no annual fee for life and no conditions attached. |
| Low Management Fee | Enjoy a low management fee of only 11% p.a. (for Government Servants) and 13.5% p.a. (for Private Sector) when you promptly settle at least your minimum payment due for 12 consecutive months. |
| 20 Days Free Period on Management Fees | You can enjoy a management fees free period of 20 days from the statement date for all your retail purchases if the preceding month's outstanding balance has been fully settled. |
| BSN Balance Transfer Programme | Transfer your outstanding balances from other credit cards to your BSN Visa Platinum Credit Card and enjoy greater savings. Find out more about BSN Balance Transfer Programme. |
| BSN Instalment Pay Plan | Get what you want with our 0% management fee on instalment plans up to 24 months. Just purchase at any merchant and call us to convert to easy instalments with a one-time low upfront fee. Find out more about BSN Instalment-Pay Plan. |
| Online | Log on to www.mybsn.com.my and transfer from your BSN savings account. Obtain your log-in ID first by registering at any BSN ATM. |
| BSN Branches | Pay by cash or cheque at over 390 branches nationwide. |
| BSN ATMs / CDMs | Pay at any of our large network of Automated Teller Machines (ATM) or Cash Deposit Machines (CDM) at your convenience. |
| Interbank GIRO | Transfer funds from any participating banks via: » Over the counter. |
SUPPLEMENTARY CARD
- Share the benefits of your Platinum Credit Card with your loved ones by giving them a supplementary card today.
- You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family, who are 18 years and above).
- Download Supplementary Card form here.
REQUIREMENTS
ELIGIBILITY
- Minimum Income: RM48,000 per annum / RM4,000 per month
- Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old
- Citizenship: Malaysia
Documents
Government Servant
- Copy of NRIC (both sides) including Supplementary Applicant (if any)
- Copy of latest 1 month payslip OR Employee Confirmation Letter (For Army and Police personnel, please attach a copy of Authority Card)
Private Sector Employee
- Copy of NRIC (both sides) including Supplementary Applicant (if any)
- Copy of latest 3 months payslip/latest EPF Statement/EA Form/BE Form
- Copy of NRIC (both sides) including Supplementary Applicant (if any)
- Copy of latest 6 months company's bank statement
AND
latest B Form with official tax receipt for the latest two years - Copy of Form 9, 24, & 49 OR Business Registration Certificate
- Copy of NRIC (both sides) including Supplementary Applicant (if any)
- Copy of latest 6 months commission statement/Annual commission statement
OR
EA Form/BE Form with official tax receipt
OTHER BENEFITS & PRIVILEGES
Facility Limit Increase
Need a higher facility limit for better financial flexibility? Apply for Facility Limit Increase on your BSN Credit Card-i today!
Balance Transfer Programme
Transfer your outstanding balances from other credit cards to your BSN Credit Card-i and enjoy lower profit rates.
BSN EasyCash Plan
With BSN EasyCash, you can now access cash from your BSN Credit Card-i at 0% management fee.
BSN Instalment-Pay-Plan
Buy just about anything your heart desires and convert your purchases into affordable monthly instalments with BSN Instalment-Pay-Plan.
BSN 0% EasyPay Plan (EPP)
Enjoy instalment payments of up to 36 months without any management fees when you use your BSN Credit Card-i at our participating merchants.
BSN Happy Rewards Programme
A loyalty programme that truly rewards you, every time you spend with your BSN Credit Card-i.
BSN Autobilling
BSN Autobilling is an automatic bill payment facility that automatically pays your bills every month with your BSN Credit Card-i.
Auto Balance Conversion Programme
Pay off your outstanding credit card balances in smaller instalments at a lower rate of 13% management fee.
BSN Credit Card-i Protector
 We all know that life is full of surprises. Here’s how to make life easier for your family should anything happen to you.
NOTES:
- View Product Disclosure Sheet.
- View Card Credit Agreement.
- Download Credit Card Application Form.
Terms & Conditions applyÂ
APPLY NOW
Visit our branch
Visit our nearest branch or contact us for more information
 OR download our Application Form HERE.
