Enjoy more lifestyle benefits and privileges when you apply for a BSN Ai-Aiman Visa Gold or BSN Al-Aiman Mastercard Gold Credit Card.
SHARIAH CONTRACT
- This is a Shariah-compliant credit card issued under Shariah contract of Ujrah and Qard. Ujrah is a fee or payment for the utilisation of facilities by the Cardmember to the bank.
Qard refers to a contract of lending money by a lender to a borrower where the latter is bound to repay an equivalent replacement amount to the lender.
SAVINGS
- Low Management Fee
Enjoy a low management fee of only 11% p.a. (for Government Servants) and 13.5% p.a. (for Private Sector) when you promptly settle at least your minimum payment due for 12 consecutive months. - Non-compounding Charges
Fees are only charged on your outstanding balance. - No Annual Fee
Enjoy lifetime annual fee waiver for Principal and Supplementary Cards with no conditions attached.
REWARDS
- Happy Points Redemption
Redeem accumulated Happy Points for Enrich Points, Airasia points, exciting gifts, retail vouchers and so much more. - BSN Merchant Privileges
Enjoy special discounts and offers from dining, shopping to travel treats at selected merchants. For the latest promotions and offers, click here.Â
PRIVILEGES
- Worldwide Acceptance and Cash Advances
Shop and dine at over 29 million establishments worldwide or withdraw cash at over 1 million ATMs. - Complimentary Travel Accident & Inconvenience BenefitsÂ
Enjoy automatic takaful coverage of up to RM100,000 when you charge your full travel fares to your Gold Credit Card. You will also be covered for any inconvenience as follows:
Up To | |
Lost Luggage (more than 48 hours) | RM1,600 |
Delayed Luggage (more than 6 hours) | RM1,600 |
Flight Delay (more than 6 hours) | RM600 |
Missed Connection (more than 4 hours) | RM600 |
 *Subject to policy terms and conditions.
SUPPLEMENTARY CARD
- Share the benefits of your Gold Credit Card-i with your loved ones by giving them a supplementary card today.
- You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family, who are 18 years and above).
Download Supplementary Card form here.
REQUIREMENTS
ELIGIBILITY
- Minimum Income: RM36,000 p.a. / RM3,000 per month
- Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old
- Citizenship: Malaysia
Documents
Government Servant
- Copy of NRIC (both sides) including Supplementary Applicant (if any)
- Copy of latest 1 month payslip OR Employee Confirmation Letter (For Army and Police personnel, please attach a copy of Authority Card)
Private Sector Employee
- Copy of NRIC (both sides) including Supplementary Applicant (if any)
- Copy of latest 3 months payslip/latest EPF Statement/EA Form/BE Form
- Copy of NRIC (both sides) including Supplementary Applicant (if any)
- Copy of latest 6 months company's bank statement
AND
latest B Form with official tax receipt for the latest two years - Copy of Form 9, 24, & 49 OR Business Registration Certificate
- Copy of NRIC (both sides) including Supplementary Applicant (if any)
- Copy of latest 6 months commission statement/Annual commission statement
OR
EA Form/BE Form with official tax receipt
Note:
In place of proof of income, you can pledge your Sijil Simpanan Premium (SSP) or BSN Term Deposit. The minimum pledge amount is RM4,000 and may vary subject to the card types. The application will be subject to approval and the Bank shall determine the approved credit limit at its sole discretion. A stamp duty of RM5 per every RM1,000 approved credit limit will be imposed and charged to your credit card account.
OTHER BENEFITS & PRIVILEGES
Facility Limit Increase
Need a higher facility limit for better financial flexibility? Apply for Facility Limit Increase on your BSN Credit Card-i today!
Balance Transfer Programme
Transfer your outstanding balances from other credit cards to your BSN Credit Card-i and enjoy lower profit rates.
BSN EasyCash Plan
With BSN EasyCash, you can now access cash from your BSN Credit Card-i at 0% management fee.
BSN Instalment-Pay Plan
Buy just about anything your heart desires and convert your purchases into affordable monthly instalments with BSN Instalment-Pay Plan.
BSN 0% EasyPay Plan (EPP)
Enjoy instalment payments of up to 36 months without any management fees when you use your BSN Credit Card-i at our participating merchants.
BSN Happy Rewards Programme
A loyalty programme that truly rewards you, every time you spend with your BSN Credit Card-i.
BSN Autobilling
BSN Autobilling is an automatic bill payment facility that automatically pays your bills every month with your BSN Credit Card-i.
Auto Balance Conversion Programme
Pay off your outstanding credit card balances in smaller instalments at a lower rate of 13% management fee.
BSN Credit Card-i Protector
 We all know that life is full of surprises. Here’s how to make life easier for your family should anything happen to you.
NOTES:
- View Product Disclosure Sheet.
- View Credit Card Agreement.
- Download Credit Card Application Form.
- Download Supplementary Card form here.
Terms & Conditions applyÂ
APPLY NOW
Visit our branch
Visit our nearest branch or contact us for more information
 OR download our Application Form HERE.