• BSN AL-AIMAN GOLD CREDIT CARD
    Benefits and privileges elevated

    Benefits

    • Low Management Fee
    • Non-compounding Charges
    • No Annual Fee
    • BSN Happy Privileges
    • Worldwide Acceptance and Cash Advances
    • Payment Convenience
    • Complimentary Travel Accident & Inconvenience Benefits
    • Facility Limit Increase
    • Balance Transfer Programme
    • BSN EasyCash Plan
    • BSN Instalment-Pay Plan
    • BSN 0% EasyPay Plan (EPP)
    • BSN Happy Rewards Programme
    • BSN Autobilling
    • BSN Credit Card-i Protector
    • Auto Balance Conversion Programme
    • RM25 Service Tax Rebate for new Credit Cardmembers for the first year**

      **Perform minimum one transaction (any amount) with the card within 6 months from card approval date.
    Apply Now
    BSN AL-AIMAN GOLD CREDIT CARD
    Benefits and privileges elevated

    Benefits

    • Low Management Fee
    • Non-compounding Charges
    • No Annual Fee
    • BSN Happy Privileges
    • Worldwide Acceptance and Cash Advances
    • Payment Convenience
    • Complimentary Travel Accident & Inconvenience Benefits
    • Facility Limit Increase
    • Balance Transfer Programme
    • BSN EasyCash Plan
    • BSN Instalment-Pay Plan
    • BSN 0% EasyPay Plan (EPP)
    • BSN Happy Rewards Programme
    • BSN Autobilling
    • BSN Credit Card-i Protector
    • Auto Balance Conversion Programme
    • RM25 Service Tax Rebate for new Credit Cardmembers for the first year**

      **Perform minimum one transaction (any amount) with the card within 6 months from card approval date.
    Apply Now

Enjoy more lifestyle benefits and privileges when you apply for a BSN Ai-Aiman Visa Gold or BSN Al-Aiman Mastercard Gold Credit Card.

SHARIAH CONTRACT

  • This is a Shariah-compliant credit card issued under Shariah contract of Ujrah and Qard. Ujrah is a fee or payment for the utilisation of facilities by the Cardmember to the bank.
    Qard refers to a contract of lending money by a lender to a borrower where the latter is bound to repay an equivalent replacement amount to the lender

SAVINGS

  • Low Management Fee
    Enjoy a low management fee of only 11% p.a. (for Government Servants) and 13.5% p.a. (for Private Sector) when you promptly settle at least your minimum payment due for 12 consecutive months.
  • Non-compounding Charges
    Fees are only charged on your outstanding balance.
  • No Annual Fee
    Enjoy lifetime annual fee waiver for Principal and Supplementary Cards with no conditions attached.

REWARDS

  • Happy Points Redemption
    Redeem accumulated Happy Points for Enrich Points, BIG Points, exciting gifts, retail vouchers and so much more. 
  • BSN Merchant Privileges
    Enjoy special discounts and offers from dining, shopping to travel treats at selected merchants. For the lastest promotions and offers, click here

PRIVILEGES

  • Worldwide Acceptance and Cash Advances
    Shop and dine at over 29 million establishments worldwide or withdraw cash at over 1 million ATMs, wherever Visa is accepted.
  • Complimentary Travel Accident & Inconvenience Benefits 
    Enjoy automatic insurance coverage of up to RM100,000 when you charge your full travel fares to your Gold Credit Card. You will also be covered for any inconvenience as follows:

Up To

Lost Luggage (more than 48 hours)

RM1,600

Delayed Luggage (more than 6 hours)

RM1,600

Flight Delay (more than 6 hours)

RM600

Missed Connection (more than 4 hours)

RM600

 *Subject to policy terms and conditions.

SUPPLEMENTARY CARD

  • Share the benefits of your Gold Credit Card-i with your loved ones by giving them a supplementary card today.
  • You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family, who are 18 years and above).

    Download Supplementary Card form here.

REQUIREMENTS

ELIGIBILITY

  • Minimum Income: RM36,000 p.a. / RM3,000 per month
  • Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old
  • Citizenship: Malaysia

Documents

Government Servant

  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 1 month payslip OR Employee Confirmation Letter (For Army and Police personnel, please attach a copy of Authority Card)

Private Sector Employee

  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 3 months payslip/latest EPF Statement/EA Form/BE Form
  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 6 months company's bank statement
    AND
    latest B Form with official tax receipt for the latest two years 
  • Copy of Form 9, 24, & 49 OR Business Registration Certificate
  • Copy of NRIC (both sides) including Supplementary Applicant (if any)
  • Copy of latest 6 months commission statement/Annual commission statement
    OR
    EA Form/BE Form with official tax receipt

Note:
In place of proof of income, you can pledge your Sijil Simpanan Premium (SSP) or BSN Term Deposit. The minimum pledge amount is RM4,000 and may vary subject to the card types. The application will be subject to approval and the Bank shall determine the approved credit limit at its sole discretion. A stamp duty of RM5 per every RM1,000 approved credit limit will be imposed and charged to your credit card account.

OTHER BENEFITS & PRIVILEGES

Facility Limit Increase

Need a higher facility limit for better financial flexibility? Apply for Facility Limit Increase on your BSN Credit Card-i today!

Learn More

Balance Transfer Programme

Transfer your outstanding balances from other credit cards to your BSN Credit Card-i and enjoy lower profit rates.

Learn More

BSN EasyCash Plan

With BSN EasyCash, you can now access cash from your BSN Credit Card-i at 0% management fee.

Learn More

BSN Instalment-Pay-Plan

Buy just about anything your heart desires and convert your purchases into affordable monthly instalments with BSN Instalment-Pay-Plan.

Learn More

BSN 0% EasyPay Plan (EPP)

Enjoy instalment payments of up to 36 months without any management fees when you use your BSN Credit Card-i at our participating merchants.

Learn More

BSN Happy Rewards Programme

A loyalty programme that truly rewards you, every time you spend with your BSN Credit Card-i.

Learn More

BSN Autobilling

BSN Autobilling is an automatic bill payment facility that automatically pays your bills every month with your BSN Credit Card-i.

Learn More

Auto Balance Conversion Programme

Pay off your outstanding credit card balances in smaller instalments at a lower rate of 13% management fee.

Learn More

BSN Credit Card-i Protector

 We all know that life is full of surprises. Here’s how to make life easier for your family should anything happen to you.

Learn More

NOTES:

Terms & Conditions apply 

APPLY NOW

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 OR download our Application Form HERE.

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