• MADANI ISTIMEWA-i
    Elevate Your Business Growth

    Features

    • Financing Purpose: Working Capital, Capital Expenditure and Renovation
    • Financing Tenure: 1 to 5 years
    • Financing Amount: 
      • Minimum: RM5,000
      • Maximum: RM50,000
    Shariah Concept

    Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.

    APPLY NOW
    MADANI ISTIMEWA-i
    Elevate Your Business Growth

    Features

    • Financing Purpose: Working Capital, Capital Expenditure and Renovation
    • Financing Tenure: 1 to 5 years
    • Financing Amount: 
      • Minimum: RM5,000
      • Maximum: RM50,000
    Shariah Concept

    Tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis.

    APPLY NOW

BSN Micro-i Madani OKU is a micro financing facility offered to micro entrepreneurs with Special Need People (OKU) status which is aimed to provide financial assistance for those intending to expand their businesses.

ELIGIBILITY

  • OKU-owned Micro enterprises (Sole Proprietorship/ Partnership /Limited Liability Partnership / Private Limited) (i.e., at least 51% owned and operated by OKU).

  • Malaysian owned business.

  • Self-employed including professionals (Accountant, Doctor, Lawyer).

  • Business registered with Companies Commission of Malaysia (CCM)/ Local Authority (LA)/ Professional Body/ Agency (for professionals only).
  • Business has been in operation for at least 6 months.

RATES

  • Fixed rate: 3.00% per annum

Required Documents

A copy of Identification Card of Proprietor/ Partners/ all Directors (if any).
A copy of OKU Identification Card issued by Jabatan Kebajikan Masyarakat (JKM).
A valid Business Registration certificate with Companies Commission of Malaysia (CCM)/ Business License with Local Authority (LA)/ Professional body registration and certificate of practice (for professionals only).
Latest three (3) months of Bank Account Statement.
A copy of electricity and water bills of the business premises.
Any supporting documents as required by the Bank.

HOW DO I APPLY?

NOTES:

Visit our branch

Visit our nearest Business Financing Centre for more information
 OR download our Application Form HERE.

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