Mortgage top-up loan facility is offered to the existing BSN mortgage customers.

LOAN FEATURES
- Minimum tenure: 5 years.
- Maximum tenure: Not more than the remaining tenure of existing BSN MyHome facility account.
- Loan margin up to 90% + 5% (FEC *).
- Easy to apply - available at all BSN Main Branches nationwide.
LOAN LIMITS
- Minimum: RM50,000.
- Maximum: Not more than the amount approved under existing BSN MyHome-i financing account (after 5 years).
INTEREST RATES
Item | Non- Mandated | Mandated | ||
With Insurance | Without Insurance | With Insurance | Without Insurance | |
Rate | SBR + 1.65% | SBR + 1.80% | SBR + 1.85% | SBR + 2.00% |
DOCUMENTS REQUIRED
Documents
- A copy of NRIC;
- Copy of Sale and Purchase Agreement; or
- Previous Letter of Offer from BSN (if applicable); and
- Supporting documents for each financing purpose applied e.g. renovation quotation, university acceptance letter or business registration
- Pay Slip - original copy and latest one (1) month; and
- Latest 1 month Bank Statement; or
- Latest EPF Statement
- Pay Slip - original copy and latest three (3) months copies; and
- Latest 3 months Bank Statement; or
- Latest EPF Statement (if applicable)
- Latest 6 months Bank Statement;
- B/BE Form together with LHDN Receipt;
- Business Registration Certificate (SSM); and
- Form 24, Form 44 & Form 49
Get Started with our Loan Calculator
Wish to know how much you would be paying every month? Let us help you get started.Â
{{lang == 'en' ? 'Kindly enter your loan details' : 'Masukkan butiran pinjaman anda di sini'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}
LATE PAYMENT CHARGES (LPC)
1% per annum on the outstanding amount |
FEES & CHARGES
- EARLY SETTLEMENT
You may settle your loan at any time by submitting a written notice to the Bank. - STAMP DUTY
Principal Documents – Will be charged on ad valorem basis.
Other Documents – RM 10.00
NOTES:
- *Eligibility for age limit of 70 years old is subject to Bank's Terms & Conditions.
- An additional 0.15% is charged on top of the quoted rate for loan without insurance.
- View all banking rates.Â
- View all fees & charges.
- View Frequently Asked Questions (FAQ).
- View Product Disclosure Sheet.
- View Customer Declaration.
- Terms & Conditions apply.
APPLY NOW
Visit our branch
Visit our nearest branch for more information OR download our Application Form HERE.