• BSN MYHOME (RESIDENTIAL PROPERTY)
    Get your dream home with ease

    Eligibility

    • Malaysian citizen aged 21 years old and above (not exceeding 70* years old at the end of loan period)
    • With proof of property purchase or owns a property
    • With regular income and capable of making repayment
    • Property located in MF 6¹ and above areas
    • Under Construction Property and Completed Property
    Apply Now
    BSN MYHOME (RESIDENTIAL PROPERTY)
    Get your dream home with ease

    Eligibility

    • Malaysian citizen aged 21 years old and above (not exceeding 70* years old at the end of loan period)
    • With proof of property purchase or owns a property
    • With regular income and capable of making repayment
    • Property located in MF 6¹ and above areas
    • Under Construction Property and Completed Property
    Apply Now

Our BSN MyHome (Residential Property) helps you get your dream home at low interest rates to suit your financial needs.

LOAN PURPOSE

  • For residential property still under construction.
  • For completed property purchased from owner (sub-sale).

DOCUMENTS REQUIRED

*Guarantor: If required; mandatory documents are similar to applicant.

Documents

  • A copy of NRIC (applicant's / joint applicant's)
  • Pay Slip - original copy and latest three (3) months copies
  • Latest 3 months Bank Statement
  • Latest 6 months Bank Statement (other income)
  • Latest EPF Statement
  • Employer Confirmation Letter
  • J Form / Latest Income Tax Declaration
  • Copy of Sale and Purchase Agreement and / or property documents
  • Copy of Evaluation Report (for property purchase) from panel valuer registered with the Bank
  • Organisation Bank Statement for the period of six (6) months
  • Organisation Financial Statement for last two (2) years approved by authorised Audit Body
  • B/BE Form & LHDN Receipt
  • Business Registration Certificate (SSM)
  • Memorandum & Articles of Association (M&A) / Form 24, Form 44 & Form 49
  • Board of Director Resolution
  • FEATURES & BENEFITS
  • Loan tenure up to 35 years or not more than 70 years old* at the end of the loan period (whichever first).
  • Margin of financing could reach up to 95% (subject to T&Cs) upon the purchase price from the developer (inclusive of MRTA).
  • Easy to apply - provided at all BSN Main Branch nationwide.
  • Convenient payment channels: 
    • BSN Branches nationwide
    • Standing Instruction / Savings Account
    • Interbank GIRO (IBG)

PACKAGES

Package

Details

Second Charge Package

Especially for Government Servants and other Government Agencies entitled for a home loan.


As an additional loan, in case the existing loan is insufficient.

2 Generations Package

Joint loan consisting of 2 generations parent(s) and child (still in a learning institution and aged 21 years old and above).


Enjoy a longer loan period.


Children pursuing studies at Diploma level and above and would graduate in three (3) years time.


Parent still have steady/fix income for a period of five (5) years.

LOAN INFORMATION

Loan RateFrom SBR + 0.90% p.a.
Interest Rate without InsuranceAdditional 0.15% from the above interest rate
Loan Amount

RM50,000 and above

Loan TenureUp to 35 years

Get Started with our Loan Calculator

Wish to know how much you would be paying every month? Let us help you get started. 

{{lang == 'en' ? 'Kindly enter your loan details' : 'Masukkan butiran pinjaman anda di sini'}}

{{results[0] }}
{{lang == 'en' ? 'Disclaimer :' : 'Penafian :'}}
{{lang == 'en' ? ' This calculator serves as an estimate only. It is provided for illustrative purposes and is based on the accuracy of information provided. It does not constitute a quote. BSN shall not be responsible for any inaccuracies or errors resulting from the use of this calculator.' :'Kalkulator ini berfungsi sebagai anggaran sahaja. Ia disediakan untuk tujuan ilustrasi dan adalah berdasarkan ketepatan maklumat yang diberikan. Ia bukan merupakan sebut harga. BSN tidak akan bertanggungjawab terhadap sebarang ketidaktepatan atau kesilapan yang disebabkan oleh penggunaan kalkulator ini.'}}

LATE PAYMENT CHARGES (LPC)

1% per annum on the outstanding amount

FEES & CHARGES

  • EARLY SETTLEMENT
    You may settle your loan at any time by submitting a written notice to the Bank.
  • STAMP DUTY
    Principal Documents - Will be charged on ad valorem basis.
    Other Documents – RM 10.00

NOTES:

Visit our branch

Visit our nearest branch for more information OR download our Application Form HERE.

Find nearest branch