BSN INSTALMENT-PAY PLANBuy the things your heart desires with affordable payments
BSN INSTALMENT-PAY PLANBuy the things your heart desires with affordable payments
Convert your purchases into affordable monthly instalments with BSN Instalment-Pay Plan.
TENURE AND MINIMUM PURCHASE AMOUNT
| Tenure | 6 months | 12 months | 24 months |
| Interest Rate (One-Off Charge)* | 3% | 4% | 5% |
| Minimum purchase amount | RM500 | RM1,000 | RM2,000 |
The Interest Rate (One-Off Charge)* will be charged upfront on the transaction amount based on the selected tenure and will be billed to the Cardmember’s Account in the following Statement of Account upon BSN’s approval of the Cardmember's application.
EXAMPLE TABLE OF BSN INSTALMENT-PAY PLAN
| Tenure (Month) | Interest Rate (One-Off Charge)* (%) | Purchase Amount (RM) | Total Interest Payable (RM) | 1st Month Instalment (RM) | Instalment 2nd Month Onwards (RM) |
| 6 | 3.00% | RM500* | RM15.00 | RM100.00 | RM83.00 |
| RM1,000 | RM30.00 | RM200.00 | RM166.00 | ||
| RM2,000 | RM60.00 | RM395.00 | RM333.00 | ||
| RM3,000 | RM90.00 | RM590.00 | RM500.00 | ||
| RM4,000 | RM120.00 | RM790.00 | RM666.00 | ||
| RM5,000 | RM150.00 | RM985.00 | RM833.00 | ||
| 12 | 4.00% | RM1,000* | RM40.00 | RM127.00 | RM83.00 |
| RM2,000 | RM80.00 | RM254.00 | RM166.00 | ||
| RM3,000 | RM120.00 | RM370.00 | RM250.00 | ||
| RM4,000 | RM160.00 | RM497.00 | RM333.00 | ||
| RM5,000 | RM200.00 | RM624.00 | RM416.00 | ||
| 24 | 5.00% | RM2,000* | RM100.00 | RM191.00 | RM83.00 |
| RM3,000 | RM150.00 | RM275.00 | RM125.00 | ||
| RM4,000 | RM200.00 | RM382.00 | RM166.00 | ||
| RM5,000 | RM250.00 | RM466.00 | RM208.00 |
HOW TO CONVERT YOUR PURCHASES TO BSN-INSTALMENT PAY PLAN
Step 1:
Make a purchase of at least RM500 in a single receipt using your BSN Credit Card at any merchant.
Step 2:
Convert your purchase to BSN Instalment-Pay Plan by calling us at +603 2613 1900, after the purchase made or before your next Credit Card Statement whichever is earlier.
Step 3:
Select your BSN Instalment-Pay Plan tenure.
Step 4:
Upon approval, your first instalment will be shown in your next statement.
NOTES:Â
- *Valid for retail purchases such as Car Accessories, Computers, Education, Electronic & Electrical Appliances, Optical, Beauty & Health Products, Home Furnishing, Insurance, Jewellery, Travel & Recreation, Watches and more.
- BSN Instalment-Pay Plan is applicable for retail purchases only.
- Download BSN Credit Card Application form here.
- Subject to BSN Instalment-Pay Plan Terms & Conditions.
Visit our branch
Visit our nearest branch or contact us for more information OR download our Application Form HERE.
