A loyalty programme that truly rewards you, every time you spend with your BSN Credit Card. Earn Happy Points as you spend and use them to redeem gifts.
ACCUMULATING YOUR HAPPY POINTS
Every time you spend with your BSN Credit Card, you will earn Happy Points. The more Happy Points you accumulate, the more gifts you’ll be able to redeem and share with your loved ones.
- 1X Happy Point for local retail spending
- 2X Happy Points for overseas retail spending
No charges for delivery in Malaysia!

HOW TO REDEEM YOUR HAPPY POINTS?
ONLINE FORM SUBMISSION
| To submit online, please fill in the form |
Note:
- No delivery will be made to P.O.Box or to an address outside of Malaysia.
- For BSN SSP redemption, you must have a valid BSN Giro/-i account.
- For Enrich Points or AirAsia points redemption, you must provide a valid membership number.
OR
Manual Form Submission
|
NO EXTRA CHARGES
If you live in Peninsular Malaysia or Sabah & Sarawak, we’ll send the goods right to your doorstep for free!
HAPPY POINTS EXPIRYÂ
Effective 1 June 2016, Happy Points will have three (3) years expiration period. Happy Points earned in a particular month are valid until the end of third (3rd) year of the calendar month. For more details, please read our Terms & Conditions.
NOTES:
- Terms & Conditions apply.
- View FAQs.

