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Pinjaman Peribadi Jadual Bayaran

Kadar Faedah(Keuntungan) adalah berbeza bergantung kepada tempoh pembiayaan. Semak jadual Bayaran Balik Pembiayaan dibawah atau klik pada kalkulator untuk mendapatkan anggaran pinjaman.

Jadual Bayaran Balik Pembiayaan

Jadual Ansuran Pinjaman / Pembiayaan Peribadi BPA (1 - 10 tahun)

AMAUN ANSURAN(RM)	Tempoh (tahun) / Kadar (asas tetap)
	1	2	3	4	5	6	7	8	9	10
	3.80%		4.79%			5.30%		5.40%
5,000	433	225	159	125	104	92	82	75	69	65
10,000	865	449	318	249	207	183	164	150	138	129
15,000	1,298	673	477	373	310	275	245	224	207	193
20,000	1,730	897	636	497	414	367	327	299	276	2657
25,000	2,163	1,121	795	621	517	458	408	373	344	321
30,000	2,595	1,345	953	745	620	550	490	448	413	385
35,000	3,028	1,570	1,112	869	723	641	572	522	482	450
40,000	3,460	1,794	1,271	993	827	733	653	597	551	514
45,000	3,893	2,018	1,430	1,118	930	824	735	672	620	578
50,000	4,325	2,242	1,589	1,242	1,033	916	816	746	688	642
55,000	4,758	2,466	1,748	1,366	1,137	1,007	898	821	757	706
60,000	5,190	2,690	1,907	1,490	1,240	1,099	980	895	826	770
65,000	5,623	2,915	2,065	1,614	1,343	1,190	1,061	970	895	835
70,000	6,055	3,139	2,224	1,738	1,446	1,282	1,143	1,045	964	899
75,000	6,488	3,363	2,383	1,862	1,550	1,373	1,225	1,119	1,032	963
80,000	6,920	3,587	2,542	1,986	1,653	1,465	1,306	1,194	1,101	1,027
85,000	7,353	3,811	2,701	2,111	1,756	1,556	1,388	1,268	1,170	1,091
90,000	7,785	4,035	2,860	2,235	1,860	1,648	1,469	1,343	1,239	1,155
95,000	8,218	4,260	3,019	2,359	1,963	1,739	1,551	1,417	1,308	1,220
100,000	8,650	4,484	3,177	2,483	2,066	1,831	1,633	1,492	1,376	1,285
110,000	9,515	4,932	3,495	2,731	2,273	2,014	1,796	1,641	1,514	1,412
120,000	10,380	5,380	3,813	2,979	2,479	2,197	1,959	1,790	1,652	1,540
130,000	11,245	5,829	4,130	3,228	2,686	2,380	2,122	1,940	1,789	1,669
140,000	12,110	6,277	4,448	3,476	2,893	2,563	2,285	2,089	1,927	1,797
150,000	12,975	6,725	4,766	3,724	3,099	2,746	2,449	2,238	2,064	1,925
160,000	13,840	7,174	5,984	3,972	3,306	2,929	2,612	2,387	2,202	2,054
170,000	14,705	7,622	5,401	4,221	3,512	3,112	2,775	2,536	2,339	2,182
180,000	15,570	8,070	5,719	4,469	3,719	3,395	2,938	2,685	2,477	2,310
190,000	16,435	8,519	6,037	4,717	3,925	3,478	3,101	2,835	2,615	2,439
200,000	17,300	8,967	6,354	4,965	4,132	3,662	3,265	2,984	2,752	2,567

*(Jadual sebagai rujukan)

Jadual Ansuran Pinjaman / Pembiayaan Peribadi BPA (11 - 15 tahun)

AMAUN ANSURAN (RM)	Tempoh (tahun) / Kadar (asas tetap)
	11	12	13	14	15
	5.50%
5,000	61	58	55	53	51
10,000	122	116	110	106	102
15,000	183	173	165	158	152
20,000	244	231	220	211	203
25,000	304	289	275	264	254
30,000	365	346	330	316	305
35,000	426	404	385	369	355
40,000	487	462	440	422	406
45,000	548	519	495	475	457
50,000	608	577	550	527	507
55,000	669	634	605	580	558
60,000	730	692	660	633	609
65,000	791	750	715	685	659
70,000	852	807	770	738	710
75,000	912	865	825	791	761
80,000	973	923	880	843	812
85,000	1,034	980	935	896	862
90,000	1,095	1,038	990	949	913
95,000	1,156	1,096	1,045	1,001	964
100,000	1,216	1,153	1,100	1,054	1,014
110,000	1,338	1,268	1,210	1,159	1,116
120,000	1,460	1,384	1,320	1,265	1,217
130,000	1,581	1,499	1,430	1,370	1,318
140,000	1,703	1,614	1,540	1,475	1,420
150,000	1,824	1,730	1,649	1,581	1,521
160,000	1,946	1,845	1,759	1,686	1,623
170,000	2,067	1,960	1,869	1,791	1,724
180,000	2,189	2,075	1,979	1,897	1,825
190,000	2,311	2,191	2,089	2,002	1,927
200,000	2,432	2,306	2,199	2,108	2,028

*(Jadual sebagai rujukan)

Jadual Bayaran Balik Pinjaman / Pembiayaan Peribadi Exec 1 (Penjamin) / Prima / MyHome / Pesara

AMAUN PINJ/PEMB (RM)	Tempoh (tahun) / Kadar Keuntungan
	2	3	4	5	6	7	8	9	10
	5.60%				6.00%
5,000	232	163	128	107	95	85	78	72	67
10,000	464	325	255	214	189	170	155	143	134
15,000	695	487	383	320	284	254	232	214	200
20,000	927	649	510	427	378	339	309	286	267
25,000	1,159	812	638	534	473	423	386	357	334
30,000	1,390	974	765	640	567	508	463	428	400
35,000	1,622	1,136	893	747	662	592	540	500	467
40,000	1,854	1,298	1,020	854	756	677	617	571	534
45,000	2,085	1,460	1,148	960	850	761	694	642	600
50,000	2,317	1,623	1,275	1,067	945	846	771	713	667

*(Jadual sebagai rujukan)

Pinjaman Peribadi Exec 1 (konvensional sahaja)
(bekerja ≥ 1 tanpa penjamin)

AMAUN PINJ/PEMB (RM)	Tempoh (tahun) / Kadar Keuntungan
	2	3	4	5
	6.50%
5,000	236	166	132	111
10,000	471	332	263	221
15,000	707	498	394	332
20,000	942	664	525	442
25,000	1,178	830	657	553
30,000	1,413	996	788	663
35,000	1,648	1,162	919	773
40,000	1,884	1,328	1,050	884
45,000	2,119	1,494	1,182	994
50,000	2,355	1,660	1,313	1,105

*(Jadual sebagai rujukan)

Jadual Bayaran Balik Pinjaman / Pembiayaan Peribadi PAG (Potongan Akaun Gaji) / PGM (Potongan Gaji Majikan) - dengan penjamin (bekerja < 3 tahun)

AMAUN PINJ/PEMB (RM)	Tempoh (tahun) / Kadar Keuntungan (Kadar Tetap)
	2	3	4	5	6	7	8	9	10
	5.50%				5.80%
5,000	232	162	127	107	94	84	77	71	66
10,000	463	324	255	213	188	168	153	141	132
15,000	694	486	382	319	281	251	229	212	198
20,000	925	648	509	425	375	335	305	282	264
25,000	1,157	809	636	532	468	419	382	353	330
30,000	1,388	971	763	638	562	503	458	423	395
45,000	2,082	1,457	1,144	957	843	754	687	635	593
50,000	2,313	1,618	1,271	1,063	937	837	763	705	659
55,000	2,544	1,780	1,398	1,169	1,030	921	839	776	725
60,000	2,775	1,942	1,525	1,275	1,124	1,005	915	846	790
65,000	3,007	2,104	1,652	1,382	1,217	1,088	992	916	856
70,000	3,238	2,266	1,780	1,488	1,311	1,172	1,068	987	922
75,000	3,469	2,427	1,907	1,594	1,405	1,256	1,144	1,057	988
80,000	3,700	2,589	2,034	1,700	1,498	1,339	1,220	1,128	1,054
85,000	3,932	2,751	2,161	1,807	1,592	1,423	1,297	1,198	1,120
90,000	4,163	2,913	2,288	1,913	1,685	1,507	1,373	1,269	1,185
100,000	4,625	3,237	2,542	2,125	1,873	1,674	1,525	1,410	1,317

*(Jadual sebagai rujukan)

Jadual Bayaran Balik Pinjaman / Pembiayaan Peribadi PAG (Potongan Akaun Gaji) / PGM (Potongan Gaji Majikan) - Tanpa penjamin (bekerja < 3 tahun)

AMAUN PINJ/PEMB (RM)	Tempoh (tahun) / Kadar Keuntungan (Kadar Tetap)
	2	3	4	5	6	7	8	9	10
	6.00%				6.30%
5,000	234	164	130	109	96	86	79	73	68
10,000	467	328	259	217	192	172	157	146	136
15,000	700	492	388	325	287	258	235	218	204
20,000	934	656	517	434	383	344	314	291	272
25,000	1,167	820	646	542	479	429	392	363	340
30,000	1,400	984	775	650	575	515	470	436	408
35,000	1,634	1,148	905	759	670	601	549	508	476
40,000	1,867	1,312	1,034	867	766	687	627	581	544
45,000	2,100	1,475	1,163	975	862	772	705	653	612
50,000	2,334	1,639	1,292	1,084	957	858	784	726	680
55,000	2,567	1,803	1,421	1,192	1,053	944	862	798	747
60,000	2,800	1,967	1,550	1,300	1,149	1,030	940	871	815
65,000	3,034	2,131	1,680	1,409	1,244	1,115	1,019	944	883
70,000	3,267	2,295	1,809	1,517	1,340	1,201	1,097	1,016	951
75,000	3,500	2,459	1,938	1,625	1,436	1,287	1,175	1,089	1,019
80,000	3,734	2,623	2,067	1,734	1,532	1,373	1,254	1,161	1,087
85,000	3,967	2,787	2,196	1,842	1,627	1,459	1,332	1,234	1,155
90,000	4,200	2,950	2,325	1,950	1,723	1,544	1,410	1,306	1,223
95,000	4,434	3,114	2,455	2,059	1,819	1,630	1,489	1,379	1,291
100,000	4,667	3,278	2,584	2,167	1,914	1,716	1,567	1,451	1,359

*(Jadual sebagai rujukan)

Jadual Ansuran Pinjaman / Pembiayaan Peribadi-i SKAP (1 - 10 tahun)
Pendapatan (gaji pokok + elaun tetap) = RM2,000

AMAUN PINJ/PEMB (RM)	Tempoh (tahun) / Kadar Keuntungan (Kadar tetap)
	1	2	3	4	5	6	7	8	9	10
	3.50%		4.49%			5.00%		5.10%
5,000	432	223	158	123	102	91	81	74	68	63
10,000	863	446	316	246	204	181	161	147	136	126
15,000	1,294	669	473	369	307	271	241	220	203	189
20,000	1,725	892	631	492	409	362	322	294	271	252
25,000	2,157	1,115	788	615	511	452	402	367	338	315
30,000	2,588	1,338	946	738	613	542	483	440	406	378
35,000	3,019	1,561	1,104	861	715	632	563	514	473	441
40,000	3,450	1,784	1,261	983	817	723	643	587	541	504
45,000	3,882	2,007	1,419	1,106	919	813	724	660	608	567
50,000	4,313	2,230	1,576	1,229	1,021	903	804	734	676	630
55,000	4,744	2,452	1,734	1,352	1,123	993	884	807	743	692
60,000	5,175	2,675	1,892	1,475	1,225	1,084	965	880	811	755
65,000	5,607	2,898	2,049	1,598	1,327	1,174	1,045	954	879	818
70,000	6,038	3,121	2,207	1,721	1,429	1,264	1,125	1,027	946	881
75,000	6,469	3,344	2,364	1,844	1,531	1,355	1,206	1,100	1,014	944
80,000	6,900	3,567	2,522	1,966	1,633	1,445	1,286	1,174	1,081	1,007
85,000	7,332	3,790	2,680	2,089	1,735	1,535	1,366	1,247	1,149	1,070
90,000	7,763	4,013	2,837	2,212	1,837	1,625	1,447	1,320	1,216	1,133
95,000	8,194	4,236	2,995	2,335	1,939	1,716	1,527	1,394	1,284	1,196
100,000	8,625	4,459	3,152	2,458	2,041	1,806	1,608	1,467	1,351	1,259
110,000	9,488	4,905	3,468	2,704	2,245	1,987	1,768	1,614	1,486	1,386
120,000	10,350	5,350	3,783	2,949	2,449	2,167	1,929	1,760	1,622	1,510
130,000	11,213	5,796	4,098	3,195	2,653	2,348	2,090	1,907	1,757	1,636
140,000	12,075	6,242	4,413	3,441	2,858	2,528	2,250	2,054	1,892	1,762
150,000	12,938	6,688	4,728	3,687	3,062	2,709	2,411	2,200	2,027	1,888
160,000	13,800	7,134	5,044	3,932	3,266	2,889	2,572	2,347	2,162	2,014
170,000	14,668	7,580	5,359	4,178	3,470	3,070	2,733	2,494	2,297	2,140
180,000	15,525	8,025	5,674	4,424	3,674	3,250	2,893	2,640	2,432	2,265
190,000	16,388	8,471	5,989	4,670	3,878	3,431	3,054	2,787	2,567	2,301
200,000	17,250	8,917	6,304	4,915	4,082	3,612	3,215	2,934	2,702	2,517

*(Jadual sebagai rujukan)

Jadual Ansuran Pinjaman / Pembiayaan Peribadi-i SKAP(11 - 15 tahun)

AMAUN PINJ/PEMB (RM)	Tempoh (tahun) / Kadar (asas tetap)
	11	12	13	14	15
	5.50%
5,000	60	57	54	52	50
10,000	120	113	108	103	99
15,000	179	170	162	155	149
20,000	239	226	215	206	198
25,000	298	282	269	258	248
30,000	358	339	323	309	297
35,000	417	395	376	360	347
40,000	477	452	430	412	396
45,000	536	508	484	463	445
50,000	596	564	538	515	495
55,000	655	621	591	566	544
60,000	715	677	645	618	594
65,000	775	733	699	669	643
70,000	834	790	752	720	693
75,000	894	846	806	772	742
80,000	953	903	860	823	792
85,000	1,013	959	914	875	841
90,000	1,072	1,015	967	926	890
95,000	1,132	1,072	1,021	978	940
100,000	1,191	1,128	1,075	1,029	989
110,000	1,310	1,241	1,182	1,132	1,088
120,000	1,430	1,354	1,290	1,235	1,187
130,000	1,549	1,467	1,397	1,338	1,286
140,000	1,668	1,579	1,505	1,440	1,385
150,000	1,787	1,692	1,612	1,543	1,484
160,000	1,906	1,805	1,719	1,646	1,583
170,000	2,025	1,918	1,827	1,749	1,682
180,000	2,144	2,030	1,934	1,852	1,780
190,000	2,263	2,143	2,042	1,955	1,879
200,000	2,382	2,256	2,149	2,058	1,978

*(Jadual sebagai rujukan)

Jadual Ansuran Pinjaman / Pembiayaan Peribadi SKAP (1 - 10 tahun)
Pendapatan (gaji pokok + elaun tetap) < RM2,000

AMAUN PINJ/PEMB (RM)	Tempoh (tahun) / Kadar Keuntungan (Kadar tetap)
	1	2	3	4	5	6	7	8	9	10
	3.75%		4.74%			5.25%		5.35%
5,000	433	224	159	124	103	92	82	75	69	64
10,000	865	448	318	248	207	183	163	149	138	128
15,000	1,297	672	476	372	310	274	245	224	206	192
20,000	1,730	896	635	496	413	366	326	298	275	256
25,000	2,162	1,120	794	620	515	457	407	372	343	320
30,000	2,594	1,344	952	744	619	548	489	447	412	384
35,000	3,026	1,568	1,111	868	722	640	570	521	481	448
40,000	3,459	1,792	1,270	992	825	731	652	595	549	512
45,000	3,891	2,016	1,428	1,116	928	822	733	670	618	576
50,000	4,323	2,240	1,587	1,240	1,031	914	814	744	686	640
55,000	4,756	2,464	1,745	1,363	1,134	1,005	896	819	755	704
60,000	5,188	2,688	1,904	1,487	1,237	1,096	977	893	823	768
65,000	5,620	2,912	2,063	1,611	1,340	1,188	1,059	967	892	832
70,000	6,052	3,136	2,221	1,735	1,444	1,279	1,140	1,042	961	896
75,000	6,485	3,360	2,380	1,859	1,547	1,370	1,221	1,116	1,029	960
80,000	6,917	3,584	2,539	1,983	1,650	1,462	1,303	1,190	1,098	1,024
85,000	7,349	3,808	2,697	2,107	1,753	1,553	1,466	1,265	1,166	1,088
90,000	7,782	4,032	2,856	2,231	1,856	1,644	1,466	1,339	1,235	1,152
95,000	8,214	4,256	3,015	2,355	1,959	1,735	1,547	1,414	1,304	1,216
100,000	8,646	4,480	3,173	2,479	2,062	1,827	1,628	1,488	1,372	1,280
110,000	9,511	4,927	3,490	2,727	2,268	2,009	1,791	1,637	1,509	1,407
120,000	10,375	5,375	3,808	2,974	2,474	2,192	1,954	1,785	1,647	1,535
130,000	11,240	5,823	4,125	3,222	2,681	2,375	2,117	1,934	1,784	1,663
140,000	12,105	6,271	4,442	3,470	2,887	2,557	2,280	2,083	1,921	1,791
150,000	12,969	6,719	4,760	3,718	3,093	2,740	2,442	2,232	2,058	1,919
160,000	13,834	7,167	5,077	3,966	3,299	2,923	2,605	2,380	2,195	2,047
170,000	14,698	7,615	5,394	4,214	3,505	3,105	2,768	2,529	2,332	2,175
180,000	15,563	8,063	5,711	4,461	3,711	3,288	2,931	2,678	2,470	2,303
190,000	16,427	8,511	6,029	4,709	3,918	3,471	3,094	2,827	2,607	2,431
200,000	17,292	8,959	6,346	4,957	4,124	3,653	3,256	2,975	2,744	2,559

*(Jadual sebagai rujukan)

Jadual Ansuran Pinjaman / Pembiayaan Peribadi SKAP (11 - 15 tahun)

AMAUN PINJ/PEMB (RM)	Tempoh (tahun) / Kadar (asas tetap)
	11	12	13	14	15
	5.45%
5,000	61	58	55	53	51
10,000	122	115	110	105	101
15,000	182	173	165	158	152
20,000	243	230	219	210	202
25,000	303	288	274	263	253
30,000	364	345	329	315	303
35,000	425	402	384	368	354
40,000	485	460	438	420	404
45,000	546	517	493	473	455
50,000	606	575	548	525	505
55,000	667	632	603	578	556
60,000	727	690	658	630	606
65,000	788	747	712	683	657
70,000	849	804	767	735	707
75,000	909	862	822	787	758
80,000	970	919	877	840	808
85,000	1,030	977	931	892	859
90,000	1,091	1,034	986	945	909
95,000	1,152	1,092	1,041	997	960
100,000	1,212	1,149	1,096	1,050	1,010
110,000	1,333	1,264	1,205	1,155	1,111
120,000	1,455	1,379	1,315	1,260	1,212
130,000	1,576	1,494	1,424	1,365	1,313
140,000	1,697	1,608	1,534	1,470	1,414
150,000	1,818	1,723	1,643	1,575	1,515
160,000	1,939	1,838	1,753	1,679	1,616
170,000	2,060	1,953	1,862	1,784	1,717
180,000	2,182	2,068	1,972	1,889	1,818
190,000	2,303	2,183	2,081	1,994	1,919
200,000	2,424	2,298	2,191	2,099	2,020

*(Jadual sebagai rujukan)

HUBUNGI KAMI UNTUK MAKLUMAT LANJUT

Bahagian Khidmat Pelanggan
Wisma BSN
117, Jalan Ampang
50450 Kuala Lumpur
Tel: 03-2142 5258

Bank Simpanan Nasional , Wisma BSN, 117, Jalan Ampang, 50450 Kuala Lumpur, Malaysia
Tel: 603-2162 3222

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