Loan Personal SANDARAN STT
Repayment Method
Standing Instruction (GIRO/GIRO-i) / Counter /IBG
BSN Credit Card (Al Aiman / Visa / MasterCard) standing instruction
Interest Rate (monthly rest) Interest rate based on current BLR (6.75%):
< RM 100,000 (BLR minus (-) 0.5)
≥ RM 100,000 (BLR minus (-) 1.0 )
Eligibility
Malaysian aged 18 – 62 years (not exceeding 65 years at the end of financing)
BSN Fixed Deposit (STT) holder
SSP minimum RM 5,300
Quantum of Loan
Minimum RM 5,000
Maximum up to 95% of total Fixed Deposit
Loan Tenure
Minimum 2 years
Maximum 10 years
No Guarantor Repayment Factor (every RM 1,000) Current BLR : 6.75%
Loan Amount < RM100,000
Loan Amount ≥ RM100,000
Interest Rate
Monthly Repayment Factor
2
BLR - 0.5% (6.75% - 0.5% = 6.25%)
44.4333
BLR - 1.0% (6.75% - 1.0% = 5.75%)
44.2080
3
30.5353
30.3088
4
23.5998
23.3706
5
19.4493
19.2168
6
16.6912
16.4551
7
14.7287
14.4890
8
13.2635
13.0200
9
12.1298
11.8825
10
11.2280
10.9669
** (schedule as reference) Repayment Calculation (example)
Loan Amount
RM99,500
RM100,000
Tenure / Factor
5 yrs / 19.4493
5 yrs / 19.2168
LOAN AMOUNT
TENURE (YRS)
FACTOR
CALCULATION
REPAYMENT (RM)
99,500
99.5 x 19.4493
1,936
100,000
100 x 19.2168
1,922
NOTE: Terms and conditions apply
Customer Service Department Wisma BSN 117, Jalan Ampang 50450 Kuala Lumpur Tel: 03-2142 5258
Loan