WHY YOU NEED BSN AL AIMAN CREDIT CARD-i VISA AND MASTERCARD
Bank Simpanan Nasional , as a financial institution that is guaranteed by the government, with 300 branches and 600 ATMs together with well-known VISA & MASTERCARD offering BSN credit card-i Al Aiman.
WORLDWIDE ACCEPTANCE
Enjoy the convenience of using your BSN credit card-i in over 180 countries worldwide.
PAYMENT CONVENIENCE
Auto debit from BSN Saving Account (GIRO, GIRO-i).
Cheque payment via post to BSN Credit Card Centre
Cash payment or Cheque via BSN's large network of branches
Interbank credit transfer (GIRO) from other account bank
Cash Deposit Machine (CDM)
WORLDWIDE CASH ADVANCE
Using Al Aiman BSN Credit Card-i, get cash advance in over 500,000 banks and other financial institution as VISA & MASTERCARD register members, include BSN branches and ATM nationwide.
Enjoy automatic travel takaful coverage of up to RM300,000 when you purchase an air ticket using your BSN Classic Credit Card-i Al Aiman and RM500,000 with your BSN Gold Credit Card-i Al Aiman. Other Payment:-
Flight Delay / Missed Connection
up to RM300 (classic/standard)
up to RM600 (gold))
Late/ Luggage Loss
up to RM500 (classic/standard)
up to RM800 (gold)
PAY ON TIME AND ENJOY LOWER PROFIT CHARGES
Enjoy lower profit charges at 12% (Government Servant) per annum or 15% (Non Government Servant) per annum when you pay your credit card-i bill by the payment due date.
0% EASY INSTALMENT PLAN
Take home your dream items with our Profit Charge Free Installment Plan up to 24 month.
BALANCE TRANSFER PLAN
Enjoy great saving on profit charges when you transfer the outstanding balances (minimum transfer RM500) from your other credit cards to your BSN credit card-i.
EARN BONUS POINT
Earn 1 bonus point for every RM1 spent and enjoy full waiver/ discount on your annual fee.
Card Type
Annual Amount Spent (RM )
Bonus Points Earned
Deduction From Annual Fee
Cardholder Savings (RM)
New Annual Fee (RM)
Pr.
Supp
Pr.
Supp
CLASSIC CARD
1,200 -1,999
1200 – 1999
25%
15.00
7.50
45.00
22.50
2,000 – 2,999
2000 – 2,999
50%
30.00
15.00
30.00
15.00
3,000 – 3,999
3000 – 3999
75%
45.00
22.50
15.00
7.50
4,000 and above
4000 and above
100%
60.00
30.00
0.00
0.00
*Note : RM 1 spent = 1 bonus point ( retail transactions only )
Card Type
Annual Amount Spent (RM )
Bonus Points Earned
Deduction From Annual Fee
Cardholder Savings (RM)
New Annual Fee (RM)
Pr.
Supp
Pr.
Supp
GOLD CARD
2,400 – 3,999
2,400 – 3,999
25%
31.25
18.75
93.75
56.25
4,000 – 5,999
4,000 – 5,999
50%
62.50
37.50
62.50
37.50
6,000 – 7,499
6,000 – 7,499
75%
93.75
56.25
31.25
18.75
7,500 and above
7,500 and above
100%
125.00
75.00
0.00
0.00
*Note : RM 1 spent = 1 bonus point ( retail transactions only )
FREE SUPPLEMENTARY CARD
Share your credit card-i privileges with immediate family members when you present them with a Supplementary Card.
NO COMPOUNDING PROFIT CHARGE
No compounding profit charge will be imposed unlike other conventional credit cards.
FIXED CASH ADVANCED FEE
Fixed cash advance fee for each withdrawal regardless of the amount withdrawn.
IMPORTANT DISCLOSURE
Minimum age requirement is 21 years for Principal card and 18 years for Supplementary card.
Malaysian citizen & if Government Servant with at least 1 year service
Minimum annual income for Classic card is RM18,000 and Gold card RM48,000
For applicants who are unable to prove their annual income are required to deposit in the investment account-i (Mudharabah) and pledge their mudharabah.
Minimum requirement as follows:-
Type Classic Card - Minimum holding RM4,000.00
Type Gold Card - Minimum holding RM14,000.00
DOCUMENT REQUIRED
Idividual Applicant (Salaried Employee)
Principal Card Holder of other credit cards issued for at least 1 year
Self Employed
Copy of IC (both sides)
Copy of IC (Both sides)
Copy of credit card (Both sides)
For Government Servant please attach any of document below
Copy of Staff Tag or
Copy of latest 1 month pay slip
Copy of Employer Confirmation Letter
# For Defence Unit (Army and Police) copy of authority tag is sufficient
Copy of IC (Both sides)
Copy of last 3 months company's bank statements
Copy of for 9,24,49/ Business Registration Certificate.
Government Servant
Non Government Servant
Copy of latest 1 month pay slip
Copy of latest 2 months pay slip
CONTACT US
BAHAGIAN KHIDMAT PELANGGAN
Wisma BSN
117, Jalan Ampang
50450 Kuala Lumpur
Tel: 03-2142 5258
Faks: 603-2710 7252
Emel : servicemanager@bsn.com.my
Bank Simpanan Nasional, Wisma BSN, 117, Jalan Ampang, 50450 Kuala Lumpur.
Tel: 603-2162 3222
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