Enjoy big savings
on your Balance Transfer at only .....
Now you can save on finance charges when you apply for the BSN Balance Transfer program. The program is offered to all BSN Principal Visa/MasterCard holders. It is available for both conventional and Islamic credit cards (BSN Al Aiman). Click here for more information on Balance Transfer for BSN Al Aiman credit cardholder's.
BSN offers an attractive Balance Transfer plan at 1% per month for 12 months with a minimum transfer amount of RM 500. With this facility, cardholders will be able to save up to 6% p.a. on normal finance charges. What's more, BSN conventional creditcard holders who transfer their balance will be entitled to FREE Sijil Simpanan Premium (SSP) certificate(s) and you could be the next winner of a luxury car!.
Transfer your balance now from your other credit cards. The more you transfer the more you save (see table below).
Outstanding balances transferred from other cards
Normal Finance Charges at 1.5% per month for 12 months
Finance Charges with BSN Balance Transfer Plan at 1% per month for 12 months
Enjoy BIG savings
RM 1,000
RM 134.79
RM 87.33
RM 47.46
RM 2,000
RM 277.91
RM 180.88
RM 97.03
RM 3,000
RM 416.86
RM 271.32
RM 145.54
RM 4,000
RM 555.82
RM 361.76
RM 194.06
RM 5,000
RM 694.77
RM 452.20
RM 242.57
Note : The above table is a sample of savings you can enjoy. The monthly payment in the table above is assumed at 5% of the outstanding balance or RM 50 whichever is higher
How's does the BSN Balance Transfer Program work?
If you have outstanding balances from your other bank's credit card you can transfer this balance to your BSN credit card to enjoy lower finance charges. You can transfer up to your available credit limit. Upon approval of your Balance Transfer amount, BSN will settle the payment towards your outstanding balance with the other bank within 10 days from the bank's receipt of the relevant documents. The approved amount will then be transferred to a special Balance Transfer account number allocated to you. Payment towards the settlement of the balance transfer amount must be made into this account which is separate from your credit card account.
Eligibility
All BSN Principal Visa/MasterCard credit card holders with available credit limit.
Principal Card holders of Visa/MasterCard from other financial institutions must apply first to be a BSN Visa/MasterCard credit card holder before applying for the Balance Transfer.
What is the Balance Transfer package offered to BSN cardholders?
Finance charges at 1% per month for 12 months on the balance transferred amount.
Minimum transfer amount is RM500
Maximum transfer is up to the available credit limit
No processing fee is imposed.
Free SSP based on approved transferred amount for conventional cardholders.
What are the benefits of doing a Balance Transfer from your other bank's credit card to your BSN credit card?
Savings on finance charges - savings of 6% from normal credit card finance charges
Allows you to manage your finances with a single statement.
No processing or transfer fee is imposed
Get FREE SSP certificates worth up to RM 50 and stand a chance to win a luxury car every month
Approved Balance Transfer Amount
Free SSP Units
RM 500 – RM 1,000
1
RM 1,001 – RM 2,000
2
RM 2,001 – RM 3,000
3
RM 3,001 – RM 5,000
4
> RM 5,001
5
How to apply for a Balance Transfer?
Just follow these simple steps :
Complete the BSN Balance Transfer Form.
Enclose a copy of your latest credit card statement(s) from the bank(s) you wish to transfer from.
Send the completed form together with the necessary documents to the nearest BSN branch or mail it to :
Bahagian Operasi Kredit
Jabatan Pengurusan Kredit
Tingkat 2, Wisma BSN
117, Jalan Ampang
50450 Kuala Lumpur
Bank Simpanan Nasional, Wisma BSN, 117, Jalan Ampang, 50450 Kuala Lumpur.
Tel: 603-2162 3222
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